Niyo Card With Zero Forex Markup Charges
24-hour doorstep delivery | Assisted KYC verification
1M+ Customers | Works in 180+ Countries | UPI Payments

The Niyo card is the only international credit and debit card you’ll need to make international payments without paying any forex charges. It is perfect for leisure & business travellers, as well as students studying abroad. Zero forex markup* Niyo cards are delivered in just 3-5 days, with an option of 24 hour delivery in select metros. Niyo cards are better than regular prepaid travel forex cards for international travellers.

Why choose Niyo?

• Zero forex markup* on all international transactions: Save up to 5%
• Forex Cash at zero forex markup & free door delivery
• Niyo Express 24-hour card delivery: Assisted KYC at doorstep and instant card hand over & set-up
• 1 free lounge access abroad each quarter# at 1300+ airports
• 1 free international ATM withdrawal each quarter#
• Add money in INR & use in 180+ countries
• Card delivery in 3-5 days
• Coins: Unique rewards program
• UPI payments with Niyo Pay
• ATM Locator to withdraw cash globally
• Currency Converter for live forex rates
• International eSIM with affordable plans in 120+ countries
• Flight bookings with zero convenience fee#
• Visa bookings at lowest market rate and full assistance
• Hotel bookings at exclusive properties at lowest rates
• Travel insurance with 99.9% instant policy assurance
• Utility Bill Payments with coin rewards
• 24/7 chat support irrespective of time zone

Niyo Express: Be travel ready in 24 hours!
With Niyo Express*, we send an expert to your doorstep for a quick, seamless KYC and card delivery, right from the comfort of your home. It’s fast, easy, and efficient!
✔️ Free doorstep KYC by an expert
✔️ Assisted card set-up to make it travel-ready
✔️ Premium support throughout
^Available in select cities

How to open a Niyo account if Niyo Express is not available in your city?

Time: Less than 5 minutes
Documents: PAN, Aadhaar, Indian Passport

• Download the Niyo App
• Verify your Mobile Number and Email ID
• Verify your Passport & Aadhaar details
• Capture a quick selfie & enter your details
• Complete your 3-minute Video KYC
• Your Savings Account will be ready & card will be delivered in 3-5 days

The INR-based Niyo card takes away the need for a multi currency account & multi currency card. You can add money to your card in INR and transact in the currency of your destination abroad. Once you’re back in India, you can continue to use your card for domestic offline and online transactions.

The Niyo Card is the only debit or credit card you will need to save up to 5% during your travels abroad.

Note: Niyo digital savings accounts and credit and debit cards are in partnership with DCB Bank and SBM Bank (India).

Download the app and experience the sheer brilliance of zero forex markup international debit & credit cards with Niyo!

*T&C apply
Got questions? Reach out to us at global@goniyo.com