Settle Up Golf is the ultimate golf round tracker and settlement app — built by golfers, for golfers.

Set up a round in seconds, pick your games, and score hole-by-hole with your group. When you're done, everyone sees who owes whom — and can settle up in one tap with Venmo. No more napkin math.

NINE GOLF GAME FORMATS
• Nassau (Stroke): Front 9, back 9, and overall match with optional press wagers and auto-press
• Match Play: Head-to-head, 2v2 best-ball, or Indys mode for multiple head-to-head matchups in one round (works with any group size from 2 to 5)
• Skins: Carry-over skins with net or gross scoring
• 6-6-6 (Sixes): Rotating partners every 6 holes — random or manual pairings
• Vegas: Team scoring with number pairing — gets expensive fast
• Nines (5-3-1): Three-player game with point allocation per hole
• Wolf: Rotating wolf picks a partner or goes lone — 2x risk, 2x reward
• Stableford: Point-based scoring, Nassau-able, with handicap support
• Snake: Three-putt tracker — last player to three-putt pays out

FOUR TOURNAMENT FORMATS
• Standard: Multiple groups, cross-group leaderboard, tournament-wide skins + Low Net/Low Gross
• Tour Cup: Team-based match play (Presidents Cup / Ryder Cup style) with singles, best-ball, and per-day match formats
• Scramble: Team scoring with weighted handicaps
• Pairs (Member-Member / Member-Guest): Best-ball leaderboard with pair skins and foursome labels

All formats support 2- to 5-player groups, 9 or 18 holes, single-day or multi-day with cumulative scoring.

TOURNAMENT BETTING
• Calcutta Betting Pool: Snake-draft teams, live standings, auto settlement
• Cross-Group Challenges: Any group can challenge another to a live side bet (Nassau + OTL) — stack as many as you want
• Pair Side Bets: Pair-vs-pair best-ball side bets inside tournaments
• Pair Payout: Net or gross group games for pairs with configurable % payouts per place
• Low Net / Low Gross: Multi-place payouts with configurable percentages

SEASON-LONG BIRDIE POOL
Pick your home course, invite your buddies, and race to bank a birdie on every one of the 18 holes. First to all 18 wins the pot, or highest count when the season ends. Net or gross — your call. Daily auto-close, automatic settlement.

PGA TOUR BETTING POOLS
Private pools on live PGA events. Pick the event, invite your group, each person claims a pro. Any game type. Scores refresh live from the field. Great for Masters Sunday or Ryder Cup week.

REAL-TIME SYNC
Share a 6-character code or scan a QR and everyone scores from their own phone. Scores sync live across all devices — no WiFi needed, works on cell data. Push notifications keep your group in the loop.

SCORECARD PHOTO SCANNING
Snap a photo of a paper scorecard and let AI extract the scores. Review before importing — no manual entry.

FRIENDS & SOCIAL
Add friends by code, share link, or search by name. See who's playing, share rounds, keep your group connected.

INSTANT SETTLEMENT
When the round is over, tap Finish and get a clean breakdown of every game, every wager, every dollar. One-tap Pay and Request buttons route straight to Venmo.

POST SCORES TO GHIN
Finish a round and post your score to GHIN without switching apps. Settle Up Golf opens GHIN's web post-score page inside the app and pins your scorecard at the top. As you tap each hole input on GHIN, the banner auto-advances. Hole-by-hole or front/back totals — both supported.

HANDICAP SUPPORT
Enter your index, pick course tees — course handicap and per-hole stroke allocation calculated automatically. Supports Off the Low and Handicap %.

PREMIUM STATS & ANALYTICS
Unlock deep analytics: scoring averages by course and par type, per-hole stats (eagles/birdies/pars/bogeys by hole), skins history, head-to-head records, earnings by player, and personal records. Filter by year or view lifetime. $2.99/month or $29.99/year.

FREE TO USE
All scoring, games, tournaments, and sharing features are free. Premium analytics are optional.