Inctra makes tracking your finances a habit, not a chore.

Most financial apps overwhelm you with dashboards, categories and constant notifications. Inctra takes a different approach. It's built around a single, sustainable practice: a few focused minutes every Monday morning to record where your money stands.

That's it. One weekly check-in. Over time, those snapshots become a clear picture of your financial trajectory — and the discipline of showing up each week becomes the engine of real, compounding progress.

ASK AI — YOUR MONEY, IN PLAIN ENGLISH
Inctra's built-in AI already knows your numbers, so you can simply ask:

"How much did I spend on groceries last year?"
"Which month was my worst for surplus, and why?"
"If I put away an extra $200 a week, when do I reach $500k?"

No filters to build, no reports to configure, no spreadsheet formulas. Ask a question in your own words and get an answer grounded in your real history — including what-if scenarios that project your actual trajectory forward.

WHY WEEKLY?
Daily tracking burns people out. Monthly tracking is too slow to catch drift. A weekly rhythm hits the sweet spot: frequent enough to keep you honest, light enough to actually stick with. Inctra is designed around that cadence from the ground up.

WHAT YOU CAN DO WITH INCTRA
• Ask AI anything about your finances, and model what-if scenarios instantly
• Record your financial position in minutes with a fast, distraction-free weekly entry
• Import a CSV, Excel or PDF bank statement and let AI draft your week for you
• Watch your net worth and savings trends develop over weeks and months
• Spot patterns early — see momentum building, or catch proble
• Keep a clean, chronological history of your financial life
• Build a genuine habit through a simple, repeatable weekly ri

BUILT FOR PEOPLE WHO WANT TO BUILD WEALTH DELIBERATELY
Inctra isn't about micromanaging every coffee purchase. It's about the bigger picture: consistent tracking, honest reflection and steady progress toward
long-term financial goals. Whether you're paying down debt, grg toward financial independence, Inctra gives you the structure to stay on course.

Built in New Zealand, in NZD.

SUBSCRIPTION
Start with a 30-day free trial — full access from day one, no payment up front. After the trial, Inctra is NZ$12/month with one plan and everything included, billed through Google Play. Cancel any time from your Google Play subscriptions. Your data is private to your account, encrypted in transit, and never sold.

Start this week. Your future self will thank you.