Manage Cash, Move Money & Preserve Purchasing Power from a Single Platform

Phi Business helps modern companies manage treasury, make low-cost payments, settle funds instantly, and own allocated physical 24K gold, all through one secure account.

Key Features

Save Cash in Allocated 24K Gold

Convert excess cash into allocated LBMA-certified 24K (999.9 purity) gold to help preserve purchasing power over time.

Low-Cost Global Payments

Send funds across the Phi ecosystem with low fees and instant settlement while reducing the cost of paying international suppliers, partners, and service providers.

Manage Cash and Gold Anytime, Anywhere

View and manage cash balances and gold holdings from a single secure platform.

Flexible Liquidity

Buy, sell, and convert between cash and gold with no minimum amounts.

Gold Rewards

Reward employees and customers with real assets instead of traditional points.

Secure Vault Storage

Your gold is stored in insured vaults located in Singapore and Switzerland.

Physical Delivery Available

Take delivery of your allocated gold whenever you choose.

Blockchain-Backed Records

Every transaction is digitally recorded, auditable, and verifiable.

Built for Business

Designed for modern businesses seeking better treasury management, payments, and long-term wealth preservation.
Getting Started

Create a personal Phi Wallet account, complete verification, then set up your Phi Business account and KYB profile.

Phi Business. Manage Cash. Move Money. Own Gold.