## What's New

SJI Zakat Management app is now available on Android. Calculate your annual Zakat, track all eligible assets, and distribute charity — all stored privately on your device.

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## Features in This Release

## Privacy

No Ads

All data is stored locally on your device in an SQLite database. No data is sent to any server. No account or internet connection is required.

### 👤 Multi-Person Support
Manage Zakat for multiple people from a single app. Each person has their own name, contact, base country, and base currency. Switch between people instantly from the home screen.

### 📅 Zakat Assessment Periods
Create and manage annual Zakat periods with custom start and end dates. All assets, calculations, and distributions are scoped to each assessment year, keeping your history clean and organised.

### 🏅 Gold & Silver Tracking
Record gold and silver holdings by weight (grams) with purchase dates. Manage per-person rate histories (price per gram). The calculation screen applies jewellery impurity deductions of 2–15% and supports manual sale-price override when market rates are unavailable.

### 🏦 Bank Accounts
Add multiple bank accounts and record balances for each assessment period. Each account is tracked independently so you can see your full cash position.

### 💸 Loan Management
Log loans given and loans taken, with principal amounts and dates. Track repayment schedules — each loan shows an expandable payment history and calculates outstanding balance automatically. Configure whether loans are included in the Zakat calculation.

### 📜 Prize Bonds & Stock Shares
Record the total face value of prize bonds and current market value of stock share portfolios per assessment period.

### 🏠 Investment Properties
Add investment properties with purchase price, purchase date, address, description, loan deductions, and optional sale price and sale date. Toggle each property's inclusion in the Zakat calculation.

### 🧮 Zakat Calculation
A dedicated calculation screen aggregates all assets for the selected period and computes Zakat at the Islamic rate of 2.5% (÷ 40). Adjustable parameters include:
- Jewellery impurity deduction percentage (gold and silver, separately)
- Manual gold or silver sale price entry
- Loan adjustment (given vs. taken)
- Investment property inclusion toggle
- Save and lock a finalised calculation to prevent accidental changes

### 🤝 Charity Distribution
Record Zakat distributions across multiple charity organisations. Each organisation has a name, country, description, and its own currency. Distributions appear in a tabbed transaction ledger with period-scoped and all-time views.

### 💱 19-Currency Support
Select a base currency from 19 options including PKR, USD, EUR, GBP, SAR, AED, MYR, CAD, AUD, QAR, KWD, BHD, OMR, TRY, EGP, NGN, BDT, INR, and IDR. Each person can hold a different base currency.

### 🔒 App Security (Password Lock)
Protect your financial data with an optional app password. Enable a PIN/password on first use, change it at any time, or disable it — all from Settings → Security. A password prompt appears every time the app is opened when security is enabled.

### 💾 Backup & Restore
Export the entire database as a single `.zip` file and share it to Google Drive, email, or any other location. Restore from any previously saved backup. Full data portability — no cloud account required.

### 🎮 Demo Data
Install sample data from Settings to explore the app without entering real figures. Remove demo data with a single tap when you are ready to start for real.

### ❓ Help & Guide
Built-in help screen covering the full workflow — from creating a person and assessment period through to Zakat calculation and distribution — with per-screen explanations accessible without leaving the app.