My Accounts and Expenses is a private personal finance app, budget planner and expense tracker that helps you understand where your money goes and take control of everyday spending.

Track income and expenses, manage accounts, create monthly budgets, set bill reminders and forecast your future balance in one simple money management app. Whether you want to track daily expenses, organize household finances, plan upcoming bills or keep a clear record of your money, My Accounts and Expenses gives you practical tools to manage your personal finances with confidence.

Start free. No ads. No tracking. No required account. No subscription.

Key features

Fast expense and income tracking
Add transactions in seconds and organize them by account, category, date and type. Keep a clear record of daily expenses, income, transfers and recurring payments.

Monthly budget planner
Create budgets by category and monitor your progress. See how much you have spent, how much money remains and where you can adjust your spending to stay on budget.

Bill tracker, reminders and calendar
Use the built-in calendar to track upcoming bills, recurring expenses, income and payment reminders. Plan ahead and avoid missing important payments.

Balance forecast
Estimate your future account balance based on planned income, expenses and bills. See how much money should be available before making financial decisions.

Reports and insights
View charts and summaries that show where your money goes. Analyze spending by category, account and time period to identify trends and improve your budget.

Accounts and categories
Organize cash, bank accounts, credit cards, savings and other accounts in one place. Customize categories to match the way you manage your personal, household or family finances.

Private and secure
Your financial data stays with you. Data is stored on your device or in your own OneDrive account if you choose to sync. There is no third-party tracking and no required cloud account.

Multi-platform sync
Sync your data across Android, iPhone, iPad, Windows and macOS using OneDrive. You can also use the app offline and sync later when you are back online.

Why choose My Accounts and Expenses?

Many finance apps are complex, require registration or include services you may not need. My Accounts and Expenses is designed for people who want a reliable, private and easy-to-use expense tracker, budget planner and money manager without unnecessary complexity.

• Free to get started
• No registration required
• No ads or third-party tracking
• No subscription required
• Works offline
• Expense tracking, monthly budgets and bill reminders
• Balance forecast and financial reports
• Useful for personal, family and small business finances
• Available in multiple languages

Start managing your money with more clarity.
Download My Accounts and Expenses and start tracking spending, planning budgets and managing bills today.