Laffu: UAE SMS Expense Tracker

Laffu is an automatic expense tracker built for UAE residents. It organizes your expenses and income from supported UAE bank transaction SMS messages—without manual entry or connecting your online banking account.

Instead of entering transactions manually, Laffu identifies supported bank transaction SMS messages on your device and turns them into a clear view of your spending, income and financial activity.

Automatic expense tracking from UAE bank SMS

Currently supported UAE bank SMS formats include:

• Emirates NBD
• Emirates Islamic
• Dubai Islamic Bank
• Mashreq Bank — Partial support
• Commercial Bank of Dubai — Partial support
• Wio Bank — Partial support

Supported transaction formats vary by bank.

Laffu can automatically identify transaction details such as:

• Amount
• Currency
• Merchant or vendor
• Transaction type
• Transaction date

Depending on your bank's SMS format, supported transactions may include:

• Card purchases
• Online payments
• Incoming bank transfers
• Outgoing bank transfers
• ATM cash withdrawals
• Salary credits
• Credit card payments
• Refunds and reversals
• Cash deposits
• Other supported banking transactions

Understand where your money goes

Laffu organizes your transactions so you can understand your spending without manually recording every purchase.

View your finances by:

• Category
• Merchant or vendor
• Date
• Income and expenses

Quickly see spending patterns and understand where your AED is going.

Expense and income summaries

Review useful summaries including:

• Total income
• Total expenses
• Spending by merchant
• Spending by category

Budget tracking

Create budgets for spending categories and monitor how much you have spent throughout the month.

Private, on-device financial tracking

Your financial data is processed on your device.

Laffu does not require your online banking credentials or direct bank account linking to organize supported transaction SMS messages.

Built for UAE banking

Laffu is designed around UAE bank transaction SMS formats and continues to expand support for additional banks and transaction types.

Because every bank formats transaction messages differently, supported transaction types may vary between banks.

Built-in SMS support

Laffu includes lightweight SMS functionality that lets you send, receive and reply to SMS messages.

To enable automatic transaction detection where required, Laffu can be set as your default SMS app while still allowing you to use normal SMS messaging.

Don't see your bank yet?

If your bank sends transaction SMS alerts, you can help us add support by sharing masked SMS examples.

Always remove personal information such as account numbers, card numbers, balances, names, phone numbers, OTPs and other sensitive information before sending an example.

Who is Laffu for?

Laffu is ideal for UAE residents who:

• Receive bank transaction SMS alerts
• Want automatic expense tracking
• Prefer tracking finances without connecting their bank account
• Want to understand spending by category and merchant
• Need simple income, expense and budget tracking

Turn supported UAE bank transaction SMS messages into organized expenses, income, budgets and spending insights with Laffu.