Nidhi is a complete Chit Fund Management App designed for Chit Fund Managers, Committee Organizers, Savings Groups, and ROSCA (Rotating Savings and Credit Association) groups. Manage your entire chit business from one secure, easy-to-use app.

Whether you manage Chit Funds (India & Bangladesh), Committees (Pakistan), Cheetu (Sri Lanka), Chamas (Kenya), Hagbad (Somalia), or Kye (South Korea), Nidhi helps you manage members, monthly collections, auctions, dividends, hand loans, reports, and backups with accuracy and ease.

KEY FEATURES

Member Management
• Add and manage unlimited members
• Store member profiles securely
• View complete payment history
• Member passbook and transaction records

Monthly Collections
• Record monthly collections quickly
• Track paid, pending, and overdue payments
• Smart payment allocation
• Bulk payment support
• Automatic payment history

Chit Auctions
• Conduct auctions with ease
• Automatic auction calculations
• Automatic dividend calculations
• Fair dividend distribution for eligible members
• Accurate prize amount calculations

Hand Loan Management
• Record hand loans
• Track repayments and outstanding balances
• Complete repayment history
• Loan reports and summaries

Reports & Analytics
• Defaulters report
• Collection reports
• Member-wise reports
• Financial summaries
• Chit performance tracking

Cloud & Offline Support
• Works offline without interruption
• Automatic cloud synchronization
• Secure cloud backup
• Access your data across multiple devices

Security
• MPIN protection
• Fingerprint authentication
• Secure encrypted data storage
• Safe backup and restore

Backup & Export
• Export data as CSV
• Backup your records anytime
• Easy restore when needed

WHY CHOOSE NIDHI?

• Save hours of manual bookkeeping
• Reduce calculation errors with automatic calculations
• Organize all your chit groups in one place
• Manage collections, auctions, dividends, and hand loans with confidence
• Secure, reliable, and easy to use
• Built for real-world chit fund management

Perfect for:
• Chit Fund Managers
• Chit Fund Organizers
• Committee Managers
• Savings Groups
• Self Help Groups (SHGs)
• Finance Groups
• ROSCA Groups
• Monthly Savings Groups
• Rotating Savings Associations

REGIONAL NAMES

Different countries know this savings system by different names:
• India – Chit Fund
• Bangladesh – Chit Fund
• Pakistan – Committee
• Sri Lanka – Cheetu
• Kenya – Chama
• Somalia – Hagbad
• South Korea – Kye

No matter what your community calls it, Nidhi provides a secure, modern, and reliable solution to manage your rotating savings groups efficiently.

Download Nidhi – Chit Fund Manager today and simplify your Chit Fund, Committee, Chama, Cheetu, Hagbad, or Kye management with one powerful app.