Ryze lets you check your credit score for free in real time, see what impacts it and helps you progress with smart alerts and tips. It turns your credit score into a story you can understand, act on, and improve.

Check your credit score in seconds
Check your credit score for free, without the wait

Keep track of changes that matter as they occur

Understand and build your credit
View your credit report, payment history, credit utilization, account age, credit mix & new inquiries, all in one robust dashboard

Know what impacts your score, plain and simple, without the jargon

Get clarity & insights, minus the distractions

Smart alerts and tips, exactly when you need them

No ads, no spam and no unnecessary notifications

Boost your credit and enhance your eligibility

Take the right steps to improve your score and get access to better credit - from loans & mortgages to credit cards and more

Using Ryze has NO negative impact on your credit score

Privacy & security with zero compromise

Ryze uses bank-grade encryption to keep your financial data secure

We will never sell your data or compromise your security

Credit shouldn’t be confusing. With Ryze, you’ll see where you stand, what to do next, and how to move toward your goals with confidence. If you’re looking to build credit from scratch, raise your credit score, increase your eligibility for loans and cards, or simply enhance your financial wellness, Ryze is for you.

Ryze uses the VantageScore® 3.0 model to calculate your credit score. Lenders and insurers may use different scores to evaluate your eligibility.