Spenza is a free expense tracker and budget planner — the simplest offline
money manager and personal finance app. No account. No cloud. 100% private.

Track every rupee, manage your monthly budget, and understand your spending habits — all from one beautifully simple app.

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📊 SMART DASHBOARD
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• Monthly spending overview at a glance
• Daily expense tracker
• Remaining budget indicator
• Recent transactions — always one tap away
• Smart Insights: helpful spending recommendations

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💰 INCOME & EXPENSE TRACKER
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• Add income and expenses in seconds
• Categorise every transaction (Food, Rent, Salary, Travel, and more)
• Add notes and payment mode to each entry
• Filter transactions by date, category, or type
• Edit or delete any transaction anytime

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🎯 BUDGET PLANNER
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• Set a monthly budget and track how much is left
• Set category-level budgets (Food, Transport, Shopping, etc.)
• Budget alert threshold — get warned before you overspend
• Visual budget usage indicators

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📈 REPORTS & ANALYTICS
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• Monthly and Annual financial reports
• Expense distribution chart — visualize your spending by category
• Spending trend visualization — see how your expenses change over time
• Income vs Expenses breakdown
• Savings tracker with month-by-month history
• Comprehensive spending report
• Detailed category breakdown

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🏆 FINANCIAL HEALTH SCORE
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• Financial health score rating
• Analyses your real spending and saving patterns automatically
• Colour-coded rating: Poor → Fair → Good → Excellent
• Tips to improve your financial health

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📋 FINANCIAL SUMMARY & RECORDS
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• Monthly savings tracker history
• Add monthly notes to document your financial journey
• Export monthly summaries

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📤 EXPORT TO REPORTS
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• Export your financial data as a formatted report
• Customizable date range
• Options to customize report content
• Share or save directly from the app

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📁 CUSTOM CATEGORIES
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• Create and manage your own expense and income categories
• Choose from a selection of icons
• Assign custom colors
• Edit or delete any category

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🎯 PERFECT FOR
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• Salaried employees who want a salary & expense tracker
• Students maintaining a daily expense diary
• Families planning a household budget
• Anyone who needs a simple money manager or personal finance app

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🌍 MULTI-LANGUAGE SUPPORT
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Available in 14 languages:
English, हिन्दी (Hindi), বাংলা (Bengali), ગુજરાતી (Gujarati),
ಕನ್ನಡ (Kannada), മലയാളം (Malayalam), मराठी (Marathi),
ਪੰਜਾਬੀ (Punjabi), தமிழ் (Tamil), తెలుగు (Telugu),
اردو (Urdu), অসমীয়া (Assamese), ओड़िआ (Odia), العربية (Arabic)

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💱 MULTI-CURRENCY
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Supports: ₹ INR, $ USD, € EUR, £ GBP, ¥ JPY, A$ AUD, C$ CAD, S$ SGD, AED

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🎨 THEMES
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• Light mode, Dark mode, or follow System setting
• Clean and modern design, easy on the eyes

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🔒 YOUR PRIVACY
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• 100% offline — no account needed, no cloud sync
• All data stored locally on your device
• No tracking, no analytics sent to servers
• Your financial data never leaves your phone

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Stop wondering where your money goes. Spenza is the expense tracker and
money manager that keeps you in control — simple to start, powerful over time.

Control Today. Relax Tomorrow.