Would you like to know exactly how much money you'll have in your bank account in 6 or 12 months? Welcome to FortunomiX 2.0, the smart, private, and offline-first financial and asset management ecosystem designed for individuals and couples.

FortunomiX isn't just a manual expense tracker; it's an AI-powered predictive and continuous auditing engine that protects your liquidity, predicts your credit card statement due dates, and manages your home warranties.

🚀 STAR MODULES AND FEATURES:

🏠 COMPLETE HOME ASSET & WARRANTY MANAGER (NEW!):
• Never lose a receipt or forget a warranty expiration date again.
• Store your electronics, appliances, gadgets, tools, and vehicles with purchase dates, prices, serial numbers, and photo/PDF receipts.
• Automated Warranty Alerts: Receive local notifications 30 days and 7 days before a warranty expires so you can test your equipment before coverage ends.

🛡️ SUBSHIELD AI (Intelligent Subscription Audit):
• Analyzes the actual usage time of your apps on screen and cross-references it with your financial costs using Game Theory.
• Automatic Classification: Identifies "Wasted," "Underused," or "Untracked" subscriptions.
• Cancel Finder: Direct one-tap links to official cancellation pages for streaming, AI, and gaming services.
• Cross-Device Support: Excludes external devices (TV/PC) to prevent false positives.

💳 CREDIT CARDS:
• Full control of installment purchases: Automatically differentiates your actual cash flow from credit card debt.
• Smart Statement Calculation: Considers closing and due dates to project the exact amount to pay in the coming months without double-spending.

🤖 BANK PDF READER, RECEIPTS, AND ADVANCED AI:
• Photo scanner for store receipts and native reading of password-protected PDF bank statements (respecting your local privacy).
• Advanced AI Interpretation (Llama-3 & Gemma-4): Extracts multiple purchases, automatically detects installments (e.g., "Installment 02/06"), and discards administrative summary rows.
• Intelligent Deduplication: Prevents double-entry of an installment or purchase you've already scheduled.

🎙️ NATURAL VOICE & SMART CAPTURE:
• Speak naturally in Spanish or English ("I spent 50 at the supermarket") and our local processor will instantly extract the amount, date, and suggest the correct category.

🔮 12-MONTH PREDICTIVE FINANCIAL PROJECTIONS:
• Visualize your future bank balance considering income, fixed expenses, variable averages, and credit cards.
• Inflation Adjustment: Simulates realistic financial scenarios adjusted for inflation.

🏆 GAMIFICATION & DISCIPLINE SCORE:
• Evaluates your financial habits on a 0-100 score based on Activity, Control, and Vision.

👥 REAL-TIME COUPLE SYNC:
• Share budgets, shopping lists, and warranties with your partner without creating complex accounts.
• Ultra-secure pairing via QR code with an isolated family code encrypted in the cloud.

🛒 SHARED SHOPPING LISTS WITH SMART PASTE:
• Copy WhatsApp messages with items to buy and paste them into the shopping list; the app will automatically recognize them.
• Drag and drop to reorder items, and register the list as an expense in one tap by linking the receipt.

🤝 AI-POWERED NEGOTIATION CO-PILOT:
• Register service promotions, and the app will notify you before the promo period ends.
• Get AI-generated call tactics and scripts to renegotiate expiring promotional prices with your service providers.

🔒 ABSOLUTE PRIVACY AND MILITARY-GRADE SECURITY:
• Database encrypted locally on your phone with ChaCha20/AES-256 cryptography. Data sent to AI models is cleaned of identifiers before being sent. Your data belongs to you, not us. No trackers or data sales.

Download FortunomiX SubShield AI today, take control of your finances and assets, and achieve true financial peace of mind!

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Privacy Policy: https://enedamian.github.io/privacy