Combifi helps you split bills, track expenses, and monitor your financial health—all in one place.

Personal Expense and Income Tracker
- Track your personal income and expense transaction easily
- Multi-currency support with exchange rate auto conversion

Save and Share Your Account to Collect Money
- Still fumbling gallery to find your QR code? In Combifi, you register multiple accounts once, and share link to collect money every time. Let your friend choose how they pay you.

Group Expense Splitting
- Create groups and start tracking expenses with your friends. Add friends without them having the to download the app.
- Check out your balances in the group and send reminder to collect back your money.

Instant Split
- In a situation to split bills with people you meet only once? Use Instant split to create an once-off split and settle the bills from from both app and web for people without Combifi App
- Monitor unpaid splits and get notified when participant has mark their payment paid.

Combined Personal and Group Expense
- Combifi combine transaction record in all scenarios, so that you never need multiples apps again just to track your finances.
- All transactions from personal, group and instant split are curated into a single view for more clarity.

Financial Analytics
- Level up on your personal finance journey with insights and goals that boost your money habits.
- Combifi aggregates your income and expense across personal, group and instant split into your main currency, saving you manual data processing.
- Combifi introduce insightful metrics like income-expense ratio and saving ratio to reveal the actual financial healthiness.

Combifi makes money management simple, smart, and rewarding.