You spent it. You just can't remember on what.

Sarafu fixes that with a habit small enough to keep: open, tap the amount,
tap the category, done — before the cashier hands back your change.
No forms. No spinner. No signing in again.

MONEY YOU DON'T SPEND ALONE

Rent with a flatmate. Stock for the shop. School fees across a family.
Sarafu keeps each one in its own workspace, with its own wallets,
categories, budgets and balance. Nothing ever mixes, and switching between
them is one tap.

Invite the people who share that money and you are all looking at the same
numbers. No more screenshots. No more "did you pay that one?" You choose
who can add entries and who can only look, so an accountant can see the
books without touching them — and every entry says who recorded it.

WORKS WITH NO SIGNAL

The bus. The market. A back room with one bar of reception. Sarafu writes
to your phone first and syncs when you are back, in the order you made it,
with nothing lost. New categories and labels work offline too.

ANSWERS, NOT JUST RECORDS

Which days cost you the most. Where the month actually went. How much is
left before you overspend. Budgets count down instead of reporting the
damage afterwards, and bills that repeat post themselves so you stop
rediscovering them.

WHAT YOU GET

• Record a spend in two taps, offline or online
• Separate workspaces for personal, business and shared money
• Invite people, with roles from full access down to view-only
• Budgets that count down as you spend
• Recurring bills recorded automatically
• Spending by day, week, month and category
• Wallets for cash, mobile money, bank, card and savings
• Multiple currencies, converted for you
• Export everything to a spreadsheet, whenever you like

YOUR LEDGER, AND NOBODY ELSE'S

No adverts. No subscription in the way. No selling what you record, and no
third-party trackers in the app. Your entries go to your device first and
to our server so your other phone and the people you share with can see
them — nowhere else. Delete your account from inside the app whenever you
want, and take a spreadsheet of everything with you on the way out.

Sarafu is a record of your money. It is not a bank, it does not move
money, and nothing in it is financial advice.

Free to use. Start with today's first expense.