Laffu: Smart Expense Tracker

Take control of your money with Laffu, a smart expense tracker and budget manager that automatically organizes supported bank transaction SMS messages.

Designed for UAE residents, Laffu helps you track expenses and income without connecting your bank account. Instead of entering transactions manually, Laffu reads supported bank SMS messages on your device and organizes them into a clear view of your finances.

Automatic expense tracking from bank SMS

Laffu detects supported financial transaction SMS messages and automatically records details such as:

• Amount
• Currency
• Merchant or vendor
• Transaction type
• Transaction date

Depending on your bank's SMS format, Laffu can recognize:

• Card purchases
• Online payments
• Incoming bank transfers
• Outgoing bank transfers
• ATM cash withdrawals
• Salary credits
• Credit card payments
• Refunds and reversals
• Other supported banking transactions

Built-in SMS app

Laffu includes a lightweight SMS app that lets you send, receive, and reply to SMS messages.

You can also set Laffu as your default SMS app to automatically organize supported bank transaction SMS messages while continuing to use SMS normally.

Understand your spending

See where your money goes with clear financial insights.

View transactions by:

• Category
• Merchant or vendor
• Date
• Income and expenses

Quickly identify spending patterns and understand how your money is being used.

Expense and income summaries

Review your finances with summaries of:

• Income
• Expenses
• Spending by merchant
• Spending by category

Budget tracking

Create budgets for spending categories and monitor your progress throughout the month.

Privacy designed into the app

Your financial data is processed on your device.

Laffu does not require online banking credentials or bank account linking to organize supported transaction SMS messages.

Support for UAE banks

Laffu is built with UAE banking in mind and continues to expand support for additional banks and SMS formats.

Because every bank formats SMS messages differently, supported transaction types may vary by bank.

Don't see your bank yet?

If your bank sends SMS alerts for financial transactions, we'd love to support it.

Simply send us:

• Your country
• Bank name
• Masked examples of the transaction SMS messages you receive

Helpful examples include:

• Card payments
• Online purchases
• Incoming transfers
• Outgoing transfers
• ATM withdrawals
• Salary credits
• Credit card payments
• Refunds
• Cash deposits
• Other financial transaction alerts

We regularly review new SMS formats and work to add support for more banks.

Every new SMS format helps improve automatic expense tracking for everyone using the same bank, reducing the need for manual expense entry.

Before sending SMS examples, always remove or mask personal information such as card numbers, account numbers, balances, names, phone numbers, OTPs, and other sensitive details.

Who is Laffu for?

Laffu is ideal for people who:

• Receive bank transaction SMS alerts
• Want automatic expense tracking
• Prefer organizing finances without connecting their bank account
• Want to understand spending by category and merchant
• Need a simple personal finance and budgeting app

Download Laffu today and turn supported bank transaction SMS messages into organized expenses, income, budgets, and financial insights—all from your Android device.