Find every way your home can make and save money — all in one app.

Meet Luminiera, the first app that uncovers every single way your home can save and earn money.

We shine the way across every aspect of your household finances — bills, tax breaks, benefits, groceries, energy, insurance, mortgages, and more. If there’s a way for your home to save or earn, we’ll find it for you.

Right now, Luminiera offers 22 money-saving solutions, with new ones added every week. Today, we can help the average UK family of four unlock up to £19,000 a year in potential savings and earnings.

We’re so confident we can help that we’ll show you how to unlock £1,000 in savings and earnings, 100% free*.

Based on our proprietary estimates and calculations.

How It Works

1. We do the research — digging into every way your home can save or earn.
Example: The Marriage Allowance lets couples transfer tax benefits worth up to £252/year.
2. You answer a few simple questions — our calculator checks if each solution applies to you.
Example: “Are you already claiming this benefit?”
3. We show you your results and next steps.
Example: Direct links to government resources where you can apply.
⚠️ Note: We do not provide financial advice. Luminiera offers educational content and savings guidance only.

Why Luminiera is Different

We’re the first to offer a truly comprehensive service. Why? Because big banks make money by selling loans and products. We don’t. Our model is simple: you are our customer. When your home finances get better, our community grows. That’s why banks won’t do this — but we will.

✅ 100% Independent — No hidden agendas. No commissions. We work for you.
✅ Tailored to You — Answer a few questions, get solutions unique to your household.
✅ Everything in One Place — From unclaimed benefits to cheaper energy tariffs, childcare savings, transport deals, and more.

With trillions wasted every year because people don’t know what’s available, Luminiera makes sure your family doesn’t miss out.

Key Features

• 🏠 Household-Wide Savings — Energy, tax, childcare, transport, food, subscriptions & more.
• 🤖 Smart Guidance — Lumi, your friendly robot guide, makes money simple and approachable (coming soon).
• 💡 Independent — Neutral recommendations based on public data. No paid placements.
• 📊 Personalized — Savings tailored to your income, needs, and lifestyle.
• 🔒 Privacy First — Your data stays yours. We don’t sell it — ever.
• 🌍 Big Mission — Our goal: help families worldwide save £100 trillion.
• 🚀 Just the Beginning — We’re building the 1 app for everything money.

Pricing

• Start completely free — unlock up to £1,000 in savings without paying a penny.*

Tagline

“We shine the way. You save your way.”

Disclaimer

The £1,000 figure refers to estimated potential savings based on our calculators and third-party sources (e.g., government and industry data). Actual savings will vary and are not guaranteed. Free access applies only to the first £1,000 in identified savings; further access requires a subscription.