Montry Budget: Expense Tracker is a smart income and expense tracker with a built-in AI Expense Assistant, on-device receipt recognition, reports, spending goals and financial insights.

Use Montry as a personal spending tracker or expense manager to keep everyday and business records organized in one place.

TRACK INCOME & EXPENSES

Record transactions with:
• Income or expense
• Amount and currency
• Date
• Payee, merchant, payer or source
• Category
• Description and notes
• Document number
• Receipt or document attachments

Income and expenses are clearly separated, while "Net" shows the difference between money coming in and going out.

AI EXPENSE ASSISTANT

Ask natural questions about the records stored on your device.

Examples:

• How much did I spend this month?
• How much did I spend on fuel?
• What is my income this month?
• What is my Net balance?
• How much of my spending goal have I used?
• How much is left in my current goal period?

The assistant calculates answers from your locally stored records.

SMART RECEIPT RECOGNITION

Take a photo or attach a document to a transaction.

On-device text recognition can help identify:

• Document number
• Date
• Amount
• Currency
• Suggested category

Receipt images and expense records are processed on your device and are not sent to an external AI service for analysis.

INSIGHTS & SPENDING GOALS

Premium users can access additional insights including:

• Income vs Expenses trends
• Net overview
• Expense category analysis
• Category percentages
• Monthly Spending Goal
• Goal progress and remaining amount
• Custom monthly goal start day
• Goal reset tracking
• Advanced Assistant features

Spending goals can use a selected currency and a custom monthly start day, making them useful even if your financial month begins on a salary or payment date other than the first day.

SEARCH & FILTER

Quickly review your records using:

• All / Income / Expenses filters
• Search
• Today
• This Week
• This Month
• This Year
• Custom date ranges

Multiple currencies are kept separate and are not incorrectly combined into one total.

REPORTS & BACKUP

Montry supports:

• PDF reports
• Excel export
• Receipt and document attachments
• ZIP backup and restore
• Income, Expense and Net summaries

Free PDF reports may include Montry branding and a QR code linking to the app. Premium users can export without this branding.

PREMIUM

Premium features may include:

• Advanced Assistant features
• Ad-free experience
• Insights and advanced analytics
• Monthly Spending Goal
• Income vs Expenses trends
• Expense category analysis
• Advanced receipt and document analysis
• Premium themes and custom colors
• Rewarded-ad-free exports and backups
• Goal progress notifications
• And more...

Premium may be available through monthly, yearly or lifetime purchase options where offered.

LOCAL-FIRST

Your income records, expense records, notes, receipts and attached documents are stored locally on your device unless you choose to export or share them.

Montry is a budgeting, record-keeping and expense management tool. It does not provide banking, investment, accounting, tax, credit, insurance or financial advisory services.

Organize your money, understand your spending and keep everyday finances clearer with Montry Budget: Expense Tracker.