Porul, your smart financial diary.

Your money, your data, your decisions. Porul keeps your finances on your phone, in your hands, and connects your spending, budget, loans and goals in one place, so you can plan, log and track with less effort.

YOUR DATA, IN YOUR HANDS

Privacy is the core of Porul, not a setting.

🔒 Everything you enter lives on your phone. No bank link, no account, no ads.
🔒 Works offline. Logging, budgeting and planning never need a connection.
🌐 Porul goes online only for Premium (to buy or restore it, and a quiet check with Google Play now and then) and to back up to your own Google Drive. If you are offline when a check is due, Premium keeps working while Porul tries again.
🔒 You choose where your backup goes: your own Google Drive or a folder you pick.
🔒 Backups are standard files you can open, move or encrypt yourself, with any tool you like.
🔒 Export your transactions as CSV or PDF any time.

Your records are yours to keep, move and look after.

LESS EFFORT, EVERY DAY

📝 Log an expense in a few taps. Porul learns your usual items, so repeat entries take seconds.
🏷️ Tag each entry as a Need, a Want or an Oops, and as Personal, Social or Career. It is the Japanese Kakeibo habit of noticing what you spend, without the paperwork.
🧭 Budget without a dozen categories. Income minus fixed bills is what you have Ready to plan.

ONE PLACE, ALL CONNECTED

Every part of Porul works from the same numbers. Log, plan or change something once, and the rest follows.

🌱 Daily Life Cost: what you actually spent over the last year, as one steady daily number.
🧭 Budget: give your Ready to plan money a purpose, such as spending, loan prepayments or goals. It shrinks only when you spend, repay or save.
🏦 Loans: compare the EMI your lender quoted with the fair EMI for the same terms and spot hidden charges. See the full schedule, and try prepayment plans, including the snowball method, to see the months and interest saved.
🎯 Goals: set a target and a date and see the monthly amount, the projected value and your milestones. Goals are funded from your budget, so your plan matches the money you have.
📒 Cash Book: a wedding, a trip or a shop sale gets its own book, with its own money in and money out, kept apart from daily spending until you choose to move an amount.
📊 Analytics: Need, Want and Oops across Personal, Social and Career, your Burn Velocity, and the days that spike.

YOU MAKE THE CALL

Porul is a calculator, not an adviser. It shows you the facts and the figures, and the decisions stay with you. It is not financial advice.

FREE AND PREMIUM

Free: the diary, Daily Life Cost, transactions, search, export, one Cash Book, fixed bills and backup.
Premium: Budget, Loans, Goals, Analytics and more Cash Books, with a 7-day free trial and monthly or yearly plans. Cancel any time in Google Play.

ABOUT THE NAME

Porul is a Tamil word that means both wealth and meaning. The home screen carries a couplet from the Thirukkural on the wise use of money.

Choose your currency and number format, from 1,000,000 to 10,00,000.