📊 LOAN COVERAGE & DEBT RECOVERY CALCULATOR

Take control of your finances with Loan Coverage — the all-in-one debt calculator that helps you understand your loans, track what you owe, and build a clear path to becoming debt-free.

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🔢 LOAN CALCULATOR
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• Calculate your exact monthly payment using standard amortization
• Enter loan amount, annual interest rate, and term (months or years)
• See total interest paid and total cost of the loan at a glance
• Name and save any loan directly to your Debt Recovery List

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💳 DEBT RECOVERY TRACKER
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• Track multiple loans in one place
• See remaining balance, progress bar, and monthly payment for each loan
• Add how much you've already paid — the app calculates the rest
• Delete paid-off loans to keep your list clean

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🎯 PAYOFF STRATEGY PLANNER
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• Choose between two proven payoff strategies:
→ Avalanche: Pay highest interest rate first — saves the most money
→ Snowball: Pay smallest balance first — builds motivation faster
• Enter your monthly budget and get a step-by-step payoff order
• See exactly when each loan will be paid off
• Get smart tips on payment rollover, emergency funds & refinancing

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⚡ LOAN COVERAGE CALCULATOR
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• Calculate outstanding debt balance with compound interest
• See total owed, interest accrued, and recovery rate in seconds
• Toggle interest on/off to compare scenarios

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✨ WHY YOU'LL LOVE IT
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✔ all calculations happen on your device
✔ No account required — no sign-up, no login, no personal data collected
✔ Your financial data never leaves your phone
✔ Clean, minimal design with fully customizable colors
✔ Completely free to use

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🔒 PRIVACY FIRST
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We take your privacy seriously. Loan Coverage never transmits your financial data anywhere. All debt figures, interest rates, and loan details are stored locally on your device only and are never shared with us or any third party.

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🎨 PERSONALIZE YOUR EXPERIENCE
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Choose from multiple color themes for the main color, background, and font to match your style.

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📱 PERFECT FOR
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• Anyone managing a mortgage, car loan, student loan, or personal loan
• People working toward becoming debt-free
• Anyone who wants to compare debt payoff strategies
• Financial planners and budgeters

Download Loan Coverage today and take the first step toward financial freedom! 💪