SpendSutra AI helps you turn transaction alerts into smart personal finance dashboards.

Track income, expenses, savings, recurring debits, trip expenses, and financial reports in one app. SpendSutra AI can organize transaction data from SMS, manual entries, pasted alerts, CSV/text imports, and email alert setup flows, helping you understand where your money is going.

Key features:

• Smart money dashboard
View credits, debits, savings, spending trends, and category-wise expense insights.

• Transaction alert parsing
Use supported transaction alerts to identify income, expenses, UPI/card/bank activity, merchants, and categories.

• TripSplit expenses
Create trips, add travellers, sync shared trip expenses, split costs, and see who owes whom.

• Balance Sheet module
Generate credit, debit, and balance reports for daily, weekly, monthly, yearly, or custom date ranges.

• PDF and Excel reports
Export financial summaries, trip reports, and balance reports for personal records.

• Recurring debit forecasts
Detect repeated expenses such as EMI, loan, subscription, and bill payments, then receive reminders before expected deductions.

• Smart reminders and alerts
Get daily, weekly, monthly, and yearly money summaries, duplicate transaction alerts, savings warnings, spending speed alerts, and balance trend notifications.

• Email Auto-Sync setup
For travellers or users with roaming SMS issues, SpendSutra AI includes an email transaction-alert setup flow for Gmail/Outlook OAuth-based syncing when configured.

• Privacy-focused controls
SMS access is optional and requires user permission. Manual entry, paste/import, and CSV/text import are available as alternatives.

SpendSutra AI is designed for personal finance tracking and educational money insights. It does not provide banking services, loans, credit, investment execution, insurance sales, or financial advisory services.