Nova Phygital Mobile Banking App
Faster, More Secure, More Reliable

The Nova Phygital Mobile Banking App combines the convenience of digital banking with the reliability of personalized banking services, giving you full control of your finances anytime, anywhere. With a secure, fast, and intuitive experience, you can manage your money, make payments, and monitor your accounts with ease.

Key Features
Account Management
Stay in control of your finances with real-time visibility.
• View account balances and transaction history instantly
• Manage savings, current, and loan accounts
• Download and access detailed account statements anytime

Fund Transfers
Send money quickly and securely.
• Transfer funds between your Nova accounts instantly
• Perform secure domestic transfers
• Repeat previous transfers in one tap

Scheduled Payments
Automate your financial commitments.
• Schedule transfers in advance
• Set payments to run daily, weekly, monthly, or once
• Schedule bill payments with ease

Bill Payments
Pay bills quickly from your mobile device.
• Pay electricity and utility bills
• Subscribe to Digital TV services
• Enjoy expanded payment options with Remita integration

Mobile Airtime & Data
Recharge instantly.
• Buy airtime and data anytime
• Send airtime to friends and family
• Available for major network providers including MTN, Glo, Airtel, and 9mobile

Panic Balance Protection
Extra security when you need it most.
• Instantly hide your actual balance
• Automatically restrict transfers when activated
• Configure your panic balance threshold for additional protection

Offline Banking
Bank even without internet access.
• Perform selected banking transactions via USSD
• Access essential services anytime, anywhere

Security & Access Control
Your security is our priority.
• Biometric login (Fingerprint / Face ID)
• Two-factor authentication (2FA)
• Enhanced user and device authentication
• Self-service account blocking and unblocking
• Real-time security alerts and notifications

Transaction Management
Keep track of every payment.
• View transaction history and bill payments
• Track transaction status
• Generate and download transaction receipts

Customer Support
We are always here to help.
• 24/7 in-app customer support via chat or call
• Access FAQs and support resources
• Locate the nearest Nova Bank branch or ATM

Contact Us
Email: support@novabank.ng
Phone: +234 1 280 4000
Website: www.novabank.ng

Thank You
Thank you for choosing NOVA Bank as your preferred financial Partner.
Your feedback helps us continuously improve the Nova Phygital banking experience.