Welcome to IOU Money, your intelligent finance tracker and budget app. Effortlessly replace your notebooks and spreadsheets as you budget for clear, achievable goals with our real-time money tracker. Experience the ease of tracking spending through our updated money management app, providing complete control with automatic, beautifully designed reports on your accounts.

IOU Money is a solution-free budget app designed to handle unmanaged debit and credit transactions. It's your expense truebill tracker, simplifying the complexities of tracking all financial activities within a single app. Keep a comprehensive record of cash flows, receive timely notifications on transactions, specify debtor/creditor details, analyze transaction history, and optimize your cash flow with detailed reports.

Our expense tracker budget app ensures meticulous spending control and financial management. Count every dollar with the budget tracker, your finance manager and bill tracker from day one. Gain continuous financial insights to stay in control of personal finance and budget effectively for the long term.

IOU Money's money management tracker functions as a secure pay wallet, enabling you to easily control spending and budget with true balance wallet features. Save more money with this finance tracker and bill organizer.

Perceptive reports offer easy-to-understand graphs and financial overviews, providing actionable insights into your finances. Track spending across accounts, credit and debit cards, debts, and cash with the help of a bill organizer finance tracker. Identify areas for improved budgeting and potential savings. Don't overlook your income and expense report in the finance manager's money budget.

Borrowing money from friends and family becomes hassle-free with the nerd wallet budgeting app. Keep a record of borrowed funds, preparing you for unforeseen needs or rainy days. Access this simple software 24/7 to borrow money at any time.

Every dollar is spent judiciously with our free budget app. The expense tracker budget app features in-app participation and transaction flow, ensuring a seamless financial experience.

Key Features of IOU Money- Budget app:

Transaction Mention and Review
Convenient Credit Clearance
Systematic Handling of Transactions
Multiple Currency Choice (USD, NPR, AUD, EUR, JPY, GBP, INR, KRW)
One-One History with friends
Transaction Overview and Analysis (Yearly Report)
Manual Updates allow you to import transaction data from various sources, ensuring a comprehensive spending tracker report. Be it from your bank or personal spreadsheets, the budget tracker provides a full report for straightforward expense tracking.

Additionally, budgeting features include income and expense record-keeping. Manage recurring or non-recurring in-out transactions easily with our money tracker, viewing them in beautiful ledgers, graphs, and reports.

We are committed to expanding our app's features and currencies in upcoming updates. Download IOU Money today for a smarter, simplified approach to managing your finances.