KovaPay is the all-in-one payment platform for merchants and individuals. Accept card payments directly on your Android phone using NFC Tap to Pay — no card reader, no hardware, no extra equipment needed.

Whether you're a small business owner, freelancer, food truck, or just splitting bills with friends, KovaPay makes getting paid simple and instant.

💳 FOR MERCHANTS
- Accept Visa, Mastercard, Amex, Google Pay, and Apple Pay via NFC tap-to-pay
- No card reader needed — your Android phone IS the terminal
- Real-time dashboard with transaction history and volume tracking
- Instant payouts to your debit card in minutes
- Standard payouts to your bank in 1-2 business days
- Transparent pricing: 3.2% + $0.10 per transaction — no hidden fees
- Stripe-powered — bank-grade security and fraud protection

💸 FOR INDIVIDUALS
- Send money instantly to any KovaPay member by @handle
- Receive money from friends, family, or customers
- Free P2P transfers between KovaPay members
- Add a debit card for instant withdrawals

🔐 SECURITY
- Biometric and PIN authentication
- All transactions secured by Stripe — PCI-DSS Level 1 certified
- Data encrypted in transit and at rest
- No card numbers ever stored on device

🏪 KOVA POS INTEGRATION (Coming Soon)
- Link your KovaPay account to Kova POS for full business management
- Unified payments, reporting, and payouts across all your locations

KovaPay is built by TNZ Productions LLC — a Washington State software company dedicated to building first-of-their-kind tools for businesses and individuals.

Download KovaPay today and start accepting payments in minutes.