Finlynq is a privacy-first personal finance app that brings everything together: bank accounts, credit cards, spending, budgets, investments, loans, goals, and net worth. It lets you analyze it all anywhere with AI.
Track your money here, analyze it anywhere.
WHAT YOU CAN DO
• Accounts & net worth: See every account (assets and liabilities) and your real-time net worth, across multiple currencies.
• Transactions: Record income and expenses, categorize spending, and review recent activity at a glance.
• Budgets: Set monthly budgets per category and track progress as you spend.
• Investments: Follow your portfolio with holdings, cost basis, gains, and dividends, with live prices for stocks, crypto, and precious metals.
• Goals: Set savings and debt-payoff goals and watch your progress.
• Loans: Track mortgages, student loans, and other debt with amortization detail.
• Multi-currency: Accurate conversion with historical exchange rates so your totals are always right.
• Import: Bring in transactions from CSV, Excel, OFX, or PDF statements.
BUILT FOR AI
Finlynq ships a built-in MCP server, so you can connect AI assistants and ask natural questions about your money: "How much did I spend on groceries last month?", "What's my savings rate?", "Show my portfolio's realized gains this year." Your assistant works with your real data, securely.
PRIVATE BY DESIGN
• Your financial data is encrypted in transit and at rest.
• No ads. No third-party trackers. We don't sell your data.
• Open source (AGPL v3): inspect the code or run it yourself.
• Donation-funded, not data-funded.
HOSTED OR SELF-HOSTED
Use the hosted version at finlynq.com, or run your own server with Docker and PostgreSQL and point the app at it. The server URL is configurable in Settings.
A Finlynq account is required to use the app. You can delete your account and all associated data at any time.