SmallBiz360 is the bookkeeping and tax companion built specifically
for Nigerian small business owners — designed by a chartered
accountant who understands the real challenges of running a business
in Nigeria.

Whether you sell goods at a market, run a shop, manage a school,
or provide professional services, SmallBiz360 helps you stay on
top of your money and understand your tax obligations — without
needing an accounting degree.

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WHAT SMALLBIZ360 DOES FOR YOU
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📒 BOOKKEEPING MADE SIMPLE
Record every income and expense in seconds. See your profit and
loss for any month at a glance. No complicated spreadsheets,
no confusing accounting terms — just your money, clearly laid out.

📊 MONTHLY REPORTS
View your Profit & Loss report for any month. See your top expense
categories, income vs expense breakdown by category, and your
profit margin — all automatically calculated from your records.

🧾 YOUR PERSONAL TAX GUIDE
Get a personalised tax guide based on your business size and
number of employees. Covers all four taxes that affect Nigerian
small businesses under the Nigeria Tax Act 2025:

- Company Income Tax (CIT) — are you exempt?
- Value Added Tax (VAT) — do you need to register?
- PAYE — what to deduct from employee salaries
- Development Levy — does it apply to you?

Each tax is explained in plain English — what it is, what it
means for your business, what you must do, key deadlines,
penalties for non-compliance, and a worked Naira example.

🧮 PAYE CALCULATOR
Have employees? Calculate the exact PAYE deduction for any
salary under the Nigeria Tax Act 2025 (effective January 2026).
Covers all statutory reliefs:
- Pension contribution (8%)
- National Housing Fund — NHF (2.5%)
- NHIS contribution (5%)
- Rent relief (up to ₦500,000)
- Life insurance and other reliefs

See the full deductions breakdown and per-band tax split
before you remit to your State Internal Revenue Service.

📈 ESTIMATE MY TAX
See an estimated annual tax liability based on your recorded
transactions — CIT and VAT estimates calculated automatically
from your year-to-date income and expenses. Full working shown
with a clear disclaimer that this is an estimate subject to
professional review.

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WHY SMALLBIZ360
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✅ Built for Nigeria — NTA 2025 tax rules, Naira figures,
Nigerian thresholds and exemptions

✅ Works offline — no internet needed, all data stored
privately on your device

✅ Your data stays on your phone — we collect nothing,
store nothing on any server

✅ Developed by a chartered accountant — not a generic
app adapted for Nigeria, but built from the ground up
for Nigerian business realities

✅ Free to use — no subscription, no hidden charges

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WHO IS IT FOR?
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- Traders, retailers and market vendors
- Restaurants, salons and service businesses
- Schools and educational institutions
- Contractors and freelance professionals
- Startups and growing SMEs
- Any Nigerian business owner who wants to
understand their taxes and track their money

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DISCLAIMER
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SmallBiz360 is for educational and informational purposes.
It does not file taxes on your behalf. Tax estimates are
subject to review by a qualified tax professional or FIRS.
Always consult a chartered accountant for official tax advice.

Developed by Lizlen Limited — Chartered Accountants &
Tax Consultants, Nigeria.