NO Subscription!!! one time small payment. Never any subscription or ads.
This app is completely on your device, no server connections, no subscriptions, no ads, no accounts required! It's completely private

Are you tired of guessing when you will finally be debt-free? Debt Payoff Master is the simple, privacy-focused debt planner designed to help you visualize your progress and crush your financial goals.

Unlike other finance apps, we do not ask for your bank login credentials. Your data stays 100% private on your device. Simply input your balances and interest rates, and let our smart engine calculate the rest.

Key Features:

📅 Smart Payoff Calculator Instantly see your projected "Debt Free Date" based on your current payment habits. The app calculates exactly how much interest you will pay over time and warns you if your current payments aren't covering the interest (preventing the "infinity debt" trap).

📉 Visual Progress Tracking

Global Dashboard: View a master progress bar for your total debt load.

Individual Cards: Track specific credit cards or loans with dedicated progress bars.

Interest Estimator: See a real-time estimate of total interest remaining, motivating you to pay faster.

🔄 Flexible Payment Strategies

Manual Mode: Log payments as you make them.

Auto-Pilot Mode: Set up recurring Monthly or Weekly payments. The app will automatically deduct these from your balance on your chosen due dates—perfect for "set it and forget it" tracking.

📝 History & Editing

Keep a full ledger of every payment made.

Made a mistake? Easily edit or delete past transactions, and your balances will auto-correct.

🎨 Customization & Accessibility

Dark Mode Support: Easy on the eyes for late-night budgeting.

Multi-Currency: Fully supports GBP (£), USD ($), EUR (€), JPY (¥), and more.

Why Debt Payoff Master?

100% Offline & Private: No accounts to create, no servers, no bank linking.

Ad-Free Experience: Ad Free and Subscription Free

Lightweight & Fast: Opens instantly so you can update your balance on the go.

Stop drowning in interest and start swimming toward freedom. Download Debt Payoff Master today and make your final payment a date on the calendar, not just a dream.

Because it's run completely offline and local to your device, there is no option to transfer your data to another device.