Take full control of your personal finance, savings, and money habits with Moderation - the all-in-one money manager, budget tracker, and investment tracker.
Whether you want to track expenses, manage income, plan your budget, monitor investments, set financial goals, or build better money habits, Moderation keeps everything organized, simple, and secure.

Expense & Income Tracker
• Record daily expenses and income with custom categories, bank accounts, and wallets.
• Analyze spending patterns and track cash flow effortlessly.

Insights & Analytics
• Get a clear overview of your finances with charts and reports.
• Track savings, spending habits, and investment performance with real-time updates (auto-sync with Google Finance).

Budget Planner & Bill Reminder
• Set up monthly budgets for expenses and savings goals.
• Get alerts for overspending or staying under budget.
• Never miss due dates with bill payment reminders and recurring transaction alerts.

Investment & Wealth Management
• Import and track investments directly from Excel.
• Auto-update stock, mutual fund, and crypto values from Google Finance.
• Monitor portfolio performance, returns, and liquidity in one place.

Habits & Goal Tracker
• Build money-saving habits with Yes/No or Count-based tracking.
• Create custom schedules for personal and financial goals.
• Stay disciplined by tracking habit completion rates alongside your finances.

Shopping List & Expense Planning
• Make shopping lists, check off items, and track spending instantly.

Liquidity Alerts & Cash Flow Control
• Get notified when balances are too low or too high.
• Manage investment liquidity, lock-in periods, short-term gains, and taxes.

Secure Backup & Data Privacy
• Encrypted cloud backup to Google Drive.
• Your financial data is private, secure, and accessible only to you.

Unlike simple expense tracker apps, Moderation combines budget planning, income & expense tracking, debt management, savings tracker, bill reminders, investment management, and habit building into one powerful tool.

✅ Easy-to-use money manager
✅ Lightweight yet powerful personal finance tracker
✅ 100% secure and private