BudgetSmart AI connects to your bank accounts and turns the mess of everyday transactions into something you can actually act on: what you spent, what's coming out next, and whether you're ahead or behind this month.

CONNECT YOUR ACCOUNTS
Securely link chequing, savings, credit cards, loans and investments from thousands of Canadian and US institutions. Balances and transactions refresh on their own, so your net worth is current without you touching a spreadsheet.

BUDGETS THAT BUILD THEMSELVES
BudgetSmart reads your last few months of spending and suggests a budget per category. Adjust anything you like, then watch the month against it. Categories you re-file once stay re-filed — your rules are remembered and applied going forward.

NEVER MISS A BILL
BudgetSmart spots your recurring bills, subscriptions and paycheques from the transactions themselves. See what's due, what it usually costs, and what's quietly gone up since last year.

ASK INSTEAD OF DIGGING
The built-in assistant answers questions about your own money in plain English: "How much did I spend on groceries in August?", "What subscriptions am I paying for?", "Can I afford this?"

SCAN RECEIPTS
Photograph a receipt and BudgetSmart pulls out the merchant, date, total, tax and line items, then matches it to the transaction on your statement.

SEE THE WHOLE PICTURE
Net worth over time, spending by category, income against outgoings, debt payoff plans and savings goals — all from the same connected accounts.

SHARE IT WITH YOUR HOUSEHOLD
The Family plan adds shared budgeting and expense splitting for up to 5 people, so a couple or a family can run one set of numbers instead of three.

BUILT PRIVATELY
No ads. No analytics SDKs. Nothing about you is sold or shared with data brokers, and nothing you do here follows you into other apps. Your bank credentials are entered with our banking provider and never reach our servers. You can delete your account, and everything we imported with it, from inside the app.

SUBSCRIPTION
Pro and Family plans, monthly or yearly, each starting with a 14-day free trial. Payment is charged to your Google Play account when the trial ends unless you cancel first. Subscriptions renew automatically; manage or cancel yours in Google Play at any time.

Terms: https://app.budgetsmart.io/terms
Privacy: https://app.budgetsmart.io/privacy