Spendara is a simple, private expense tracker and budget planner that shows where your money goes. Everything stays on your phone: no account, no ads, works without internet.

ADD SPENDING IN SECONDS
• Add an expense or income with the amount, category and account
• Create a new category right from the form
• Scan a receipt to fill in the amount
• Move money between your own accounts (cash, bank, card, wallet)

LET YOUR BANK MESSAGES DO THE WORK (Android, optional)
• Turn on payment detection and the app spots payments and money received in your bank and wallet notifications
• Add them with one tap from the notification, with Undo
• Anything unclear opens the filled-in form so you can check it first
• The message text is read only on your phone and is never saved or sent. One-time passwords (OTP) are ignored
• Works with codes like LKR and USD and signs like Rs and $; you choose what Rs means for your country

BUDGETS THAT WARN YOU IN TIME
• Set a monthly budget overall and for each category
• Get a reminder when you are close to the limit and when you go over

SEE THE BIG PICTURE
• Dashboard with your balance, this month's spending and recent transactions
• Reports by category and month
• Several accounts and 34 currencies

CREDIT CARDS, CLEARLY
• Add your cards: only a nickname is needed, never the card number
• See what you owe, what you can still spend and when to pay
• Record payments and statements; paying the minimum is never shown as paid in full
• Import your bank's CSV statement, with duplicates flagged before anything is saved
• Reminders before the payment is due, with no amounts on the lock screen

PLAN YOUR MONTH (optional)
• Upcoming bills and what is safe to spend from money you have received
• Rainy-day savings and tax set-aside for changing income
• Find subscriptions in your spending and track refunds you are waiting for

SHARE COSTS WITH FRIENDS AND FAMILY
• Groups for trips, rent or a shared house
• Split costs, see who owes whom, and settle up

IN YOUR LANGUAGE
• English, Sinhala, Tamil, Hindi, Urdu, Bengali, Nepali, Dhivehi, Arabic, Chinese, Japanese, Korean, Malay, Indonesian, Thai, Filipino, Swahili, German, French, Spanish, Italian, Dutch, Portuguese, Swedish, Danish and Norwegian
• Clear, everyday words: no accounting jargon

SAFE BACKUPS
• Secure backups protected with your own backup password
• Save them to your phone or to your own Google Drive, by hand or automatically
• Restore everything on a new phone

PRIVATE BY DESIGN
• Your records stay on your phone
• No account, no ads, no tracking
• Delete all data at any time

Privacy policy: https:///privacy.html
Questions or ideas: deshansithumika12@gmail.com
Questions or ideas? Write to deshansithumika12@gmail.com.