Finvygo is a free net worth tracking app. You enter what you own. Finvygo brings it all into a single view, keeps prices and rates up to date, and works out your true net worth, with debts deducted.

No bank connection, no aggregator, no broker credentials: you enter your holdings yourself. Anonymous: with a private key, your account is created with no name and no email address.

Web and mobile
Finvygo comes as a mobile app and as a web app at finvygo.com. Same account, synced data: add a holding from your computer and find it in your pocket.

Your dashboard
- Total net worth, daily change and a trend line, with intraday detail over the last 24 hours
- True portfolio performance, with your contributions factored in
- Breakdown by asset class, by currency, by account and by broker
- Estimated passive income: dividends, coupons, rent and interest
- Upcoming dividends, best and worst performers, favorites
- Widgets you can reorder on your dashboard

Everything you own, in one place
- Stocks and ETFs, with live prices and cost basis, in the account of your choice
- Mutual funds and index funds, with their latest net asset value
- Cryptocurrencies, with wallet import from a public address
- Physical property, including short-term rentals, and listed real estate: REITs and property funds
- Savings accounts and term deposits
- Life insurance and retirement: capital-guaranteed funds, unit-linked funds, managed portfolios
- Bonds, peer-to-peer lending, precious metals, cash and custom assets
- Loans and debts, with an editable repayment schedule: deferred start, stepped payments, variable rate, interest-only

Import instead of typing
Import a CSV of holdings exported from your broker. Finvygo detects the columns on its own and shows you a summary before writing anything. The file is read on your device and is never uploaded as is.

Your AI assistants
From the web app, connect Claude or ChatGPT to Finvygo. Your assistant reads your net worth, your allocation and your passive income. You grant access, and you can withdraw it whenever you want.

Tools
- Compound interest calculator
- Loan simulator, with a comparison of offers
- Rental yield calculator
- A “what if I had invested” simulator
All tools are provided for information only and give estimates, not advice.

Private and secure
PIN or biometric lock, two-factor authentication from the web app, instant amount masking, permanent account deletion. Your data is never sold.

Built for every country
You enter your holdings yourself: no bank logins, no aggregators, no broker credentials. Nothing depends on bank coverage where you live, so Finvygo works in any country. Market prices and daily exchange rates keep your net worth current, in your choice of 75 currencies.
One catalog everywhere: stocks, ETFs, crypto, real estate, savings, bonds, precious metals, and loans. Tax-advantaged accounts are detailed for France, Germany, Spain, and Italy; elsewhere, the universal catalog applies.
Available in 10 languages: Français, English, Deutsch, Español, Português, Italiano, Nederlands, Polski, Svenska, Dansk. If yours isn't listed, the app runs in English.

At a glance
Price: free, no subscription or premium tier
Bank connections: none, so it works anywhere
Platforms: mobile and web apps, one synced account
Languages: 10 (Français, English, Deutsch, Español, Português, Italiano, Nederlands, Polski, Svenska, Dansk), English otherwise
Currencies: 75, your choice
Catalog: universal, tax-advantaged accounts detailed for France, Germany, Spain, and Italy
AI assistants: Claude and ChatGPT, from the web app
Private key sign-in: an account with no name or email

Finvygo is a tracking and information tool. It does not execute any transaction, does not hold your funds or your crypto, and does not provide any investment, tax or financial advice. The prices shown are indicative.