INTELLIGENT EXPENSE MANAGEMENT

Lowa provides comprehensive expense management:

• Automatic Recurring Receipts: Set up recurring expenses (subscriptions, rent, utilities) and Lowa will automatically log them at scheduled intervals. The system even detects if you've already logged a receipt for that period to avoid duplicates.

• Smart Geofencing: Create custom places (home, office, favorite stores) with geofencing enabled. When you're near a geofenced location, Lowa can automatically suggest the appropriate place for new receipts, streamlining data entry.

• Multi-Language Support: Process receipts in over 40 languages including English, Spanish, French, German, Italian, Chinese, Japanese, Korean, and many more.

• Flexible Categorization: Use custom tags to organize expenses exactly how you need. Color-coded tags make it easy to identify spending patterns at a glance.

RICH ANALYTICS AND INSIGHTS

Understand your spending with powerful, visual analytics:

• Comprehensive Statistics Dashboard: View total expenses, average spending, receipt counts, and more with customizable time frames (daily, weekly, monthly, yearly, or custom ranges).

• Yearly and Monthly Breakdowns: See your spending patterns across months and days. Visual charts show exactly when and where your money goes.

• Period Comparison: Compare current spending against previous periods. Visual indicators show if expenses have grown, shrunk, or remained stable, with percentage calculations.

• Tag-Based Analysis: Beautiful pie charts and breakdowns show spending by category. Identify your top expense categories instantly.

• Detailed Expense Reports: Export your data or view comprehensive reports by date range, tags, places, or any combination of filters.

OFFLINE AI TECHNOLOGY

At the heart of Lowa lies powerful on-device AI that works completely offline:

• Advanced OCR (Optical Character Recognition): Automatically extracts text from receipt images in over 40 languages. Simply take a photo of any receipt, and Lowa reads all the text instantly—no internet required.

• Intelligent LLM Processing: Our on-device language model analyzes receipt content to extract structured data automatically. It intelligently identifies amounts, dates, merchants, and descriptions with remarkable accuracy.

• Smart Tag Suggestions: Based on receipt content, Lowa suggests relevant tags for categorization, making organization effortless.

• Zero Data Transmission: All AI processing happens entirely on your device. Your receipts never leave your phone or tablet, ensuring complete privacy and security.

COMPLETE PRIVACY AND SECURITY

Lowa is built with privacy as a core principle:

• 100% Offline Processing: All receipt scanning and AI analysis occurs on-device. No images or data are sent to external servers.

• Secure Local Storage: Your financial data is encrypted and stored securely on your device using industry-standard encryption.

• Optional Cloud Sync: Choose to sync your data across devices using secure, encrypted cloud storage—but only if you want to. Everything works perfectly without it.

• No Tracking: We don't track your usage, location, or spending patterns for advertising or analytics purposes.

ADDITIONAL POWERFUL FEATURES

Lowa includes numerous features to streamline expense tracking:

• Excel Import/Export: Import existing expense data from Excel spreadsheets (XLSX format) to migrate your historical data seamlessly and export them back to Excel for easier sharing.

• Place Management: Create and manage custom places with location data. Add descriptions and images to remember important locations.