ReFinEd — Where Education Meets Application
Learn to invest like you know what you're doing.

ReFinEd is a structured investing training environment for people who want more than hype, vague advice, or an app that lets them spend money before they understand what they're doing. It combines financial education, decision-training scenarios, an AI learning companion, and a live paper-trading simulator in one local-first system.

Most investing apps give you access first and understanding second. ReFinEd flips that. Education is the product.

THE 6-CHAPTER CURRICULUM
ReFinEd's 20 lessons are organized into six chapters:
Chapter 1: Foundations — market mechanics and indices
Chapter 2: Core Concepts — valuation, statements, diversification
Chapter 3: Market Forces — charts, behavior, macro
Chapter 4: Trading Mechanics — portfolio optimization, options, algorithms
Chapter 5: Valuation — intrinsic value, DCF, WACC
Chapter 6: Institutional Strategy — bonds, derivatives, ethics, alternatives
Every lesson ends with a quiz, and every wrong answer includes an explanation so you learn the concept, not just the answer.

SCENARIOS — TURN THEORY INTO JUDGMENT
ReFinEd includes Scenarios that turn abstract knowledge into practice.
Applied Casefiles are tied to the curriculum and ask you to make decisions based on what you've learned. Historical Archives let you test your instincts against events like the 1929 Crash, the Dot-Com Bubble, and the COVID-era recovery.

ACTIVE DIRECTIVES — LIVE MARKET CHALLENGES
ReFinEd also includes Active Directives: market-response challenges surfaced on your dashboard.
Daily Directives create quick response windows. Weekly Directives test follow-through and adaptation. Monthly Directives create longer arcs that reward discipline and consistency.

INVEST PRO — YOUR AI LEARNING COMPANION
Invest Pro is your context-aware AI learning companion. It helps connect lessons, quizzes, and portfolio behavior so abstract concepts become concrete.
Use Invest Pro for lesson explanations, concept breakdowns, quiz help, and reinforcement when something doesn't click. Invest Pro is educational and does not provide personalized financial advice.

PORTFOLIO SIMULATOR — LIVE DATA, ZERO RISK
ReFinEd's paper-trading simulator connects to live market data so your virtual portfolio moves like a real one.
Track performance with Alpha, Beta, Volatility, and Maximum Drawdown.

LOCAL-FIRST PRIVACY
ReFinEd is built local-first. Your lesson progress, quiz history, chat history, and trade ledger stay on your device — not on our servers. Google Sign-In is used for authentication, account identity, and purchase protection across devices.

OFFLINE-FRIENDLY LEARNING
Lesson content is available offline, so you can study during commutes, downtime, travel, or anywhere you have a few minutes.

ACCESS AND PRO PLANS
ReFinEd uses a layered access model:
Chapter 1 is free to start.
Chapter 2 unlocks with an account.
Chapters 3–6 unlock with Pro access.
The same philosophy extends into Scenarios and Active Directives: signed-in users get meaningful depth, and Pro users unlock the full training environment.

Upgrade to Pro to unlock:
• the full 20-lesson curriculum
• full Scenarios access
• full Active Directives access
• Invest Pro
• the full training environment

Weekly Pass — $4.99
7 days of full access + $25,000 simulated starting capital
Monthly Pass — $14.99
Full access + $50,000 simulated starting capital + advanced insights
Annual Pro — $119.99
Full access + $100,000 simulated starting capital
Founder Lifetime — $269.99
Limited one-time purchase for lifetime Pro access + $1,000,000 simulated starting capital + exclusive Founder recognition

Subscriptions renew automatically unless canceled at least 24 hours before the end of the current billing period. Manage or cancel anytime through your Google Play account settings.
ReFinEd is an educational platform. Content is for informational purposes only and does not constitute financial advice.