Folyo brings every investment you own into one clean, private app — stocks,
ETFs, crypto, and physical gold, across all your brokers.

No account. No sign-up. No subscription. Your data lives on your phone and
nowhere else.

WHY FOLYO
• 100% private — everything stays on your device. No login, no cloud, no tracking.
• Free to use — track your whole portfolio for free. No subscription, ever. One
optional purchase unlocks the power features if you want them.
• Truly all-in-one — stocks, ETFs, crypto, and physical gold side by side.
• Track anything — add custom assets for holdings no price feed covers (an
obscure local stock, a private holding) and track them from the values you enter.
• Every broker — group multiple accounts and see your real, combined picture.
• Multi-currency — hold assets in any currency, see totals in your home currency.

WHAT YOU GET — FREE
• A clean dashboard: total value, allocation, and performance at a glance.
• Holdings with automatic price updates, average cost, and unrealised gain/loss.
• A full activity log of every transaction, searchable and filterable.
• Trends over time — portfolio value, returns, and dividend/income history.
• CSV import — bring in your history from supported brokers (like Trading 212).
• Custom assets — track holdings that aren't on any price feed, manually.

FOLYO PRO — ONE OPTIONAL PURCHASE, NO SUBSCRIPTION
Everything above is free. A single one-time unlock adds:
• What-if scenarios — replay "what if I'd kept buying" or "what if I'd never
sold" against your real portfolio.
• Portfolio groups — combine accounts into the custom views you want.
• Custom CSV profiles — map and import exports from brokers Folyo doesn't
support out of the box.

HONEST ABOUT WHAT IT IS
Folyo is built for people who'd rather not link their bank or brokerage to a
third party. You add holdings manually or import a CSV — in exchange, nothing
about your money ever leaves your phone. Prices for stocks, ETFs, crypto, and
gold update automatically.

Folyo is an informational portfolio tracker only — not financial, investment,
or tax advice. Always verify figures against your official broker and tax
statements.

Built by Andrei at Cutzer Studios — a one-person shop. Folyo started as my own spreadsheet for tracking a couple of brokers; when that broke, it became this app. Free to use, private by design, yours to keep.