Spend Buddy is your all-in-one personal finance companion designed to make budgeting simple, clear and stress-free.

Track everyday spending, manage multiple accounts, stay on top of bills and build savings goals – all from one easy mobile app. Spend Buddy is fully offline, so your financial data stays on your device, not on a remote server.

💰 Key features
• Fast transaction entry for income and expenses
• Support for multiple accounts (e.g. Everyday, Savings, custom accounts)
• Internal transfers that don’t double-count as income or expenses
• Categories and notes so you can see exactly where your money goes
• Smart summaries of your income, spending and net position
• Monthly overview so you can compare one month to another

📅 Bills & recurring payments
• Add recurring bills and subscriptions
• Daily checks for upcoming bills
• Optional notifications when bills are due today or tomorrow
• Keep everything visible so you’re less likely to miss a payment

🎯 Savings goals
• Create savings goals for things that matter to you
• See how much you need to save each week or month
• Goal “nudges” to help keep you on track

📊 Insights & awareness
• Clear breakdowns of what you earn vs what you spend
• Spot problem categories quickly and adjust your habits
• Understand your money without complicated charts or jargon

🔔 Smart notifications (optional)
• Low balance alerts for your main spending account
• Bill due today / tomorrow reminders
• Weekly goal nudges and monthly summaries
• Backup reminders so you remember to export your data

🔒 Privacy & data
• No sign-up or login required
• No bank connections or screen scraping
• All data is stored locally on your device
• The only online link is an optional “Buy Me a Coffee” support page

Spend Buddy is built for people who want a straightforward, offline budgeting tool they can trust. Add a few transactions each day, keep an eye on your goals and let the app gently nudge you in the right direction.

Take control of your finances one transaction at a time with Spend Buddy.