GeldPlan is an income and expense planner that shows your money over time.

Add expected salary, rent, subscriptions, purchases, and other money events to the dates when they belong. GeldPlan calculates your day-by-day balance and shows when future plans may pull it below zero.

You do not need to recreate separate bookkeeping for every account, card, and wallet. Instead, GeldPlan helps answer practical questions:

- Will money last until the next income?
- Which future payment creates a risk?
- Is one part of the budget being spent too quickly?
- Where is money going?

How it works:

- The calendar shows income, expenses, and cumulative balance day by day.
- Entries can be planned or actual. Add a payment in advance, then mark it actual after it happens.
- Fast entry keeps required fields to a minimum.
- Tags are labels that make sense to you: food, rent, salary, vacation, health, or a project. The same tags drive filters, buckets, and statistics.
- Buckets watch spending for selected tags during a chosen period. They compare elapsed time with the amount already spent and warn when spending is moving too fast.
- Statistics provides lists and charts by period, tag, income, expense, and plan/actual state.
- You can record entries in different currencies, keep the exchange rate used for each record, and represent currency exchange as a linked transfer instead of misleading income and expense.

GeldPlan is an offline personal bookkeeping tool, not a financial service. It does not connect to banks, read bank account or card data, hold or transfer real funds, provide loans, investments, insurance, payment or cryptocurrency services, or offer personalized financial advice.

Financial records are entered by you or restored from a backup you choose. They stay on your device and are not sent to a GeldPlan server. Recording and reviewing them does not require an internet connection. You can protect app entry with a PIN or biometrics. GeldPlan writes a backup only to a location you choose.

Manual feedback and limited product-usage statistics can be enabled separately in Settings. Both are off by default. Feedback is sent only after you tap Send, while usage statistics start only after separate confirmation. Financial records and their contents are excluded from both flows. You can withdraw either permission at any time.

GeldPlan is especially useful when income is irregular, payments fall on different days of the month, or understanding the future balance matters more than keeping perfect books about the past.