PocketVault is a private budget tracker and expense tracker that runs entirely on your phone. No account. No cloud. No tracking. Track spending, build budgets, and see your net worth — all computed on-device and stored in an AES-256 encrypted database that never leaves your phone.

Most money manager apps upload your transactions to their servers. PocketVault doesn't. Your accounts, budgets, and insights are computed on your device and stay there — yours to export any time.

WHAT YOU CAN DO
• Track unlimited accounts, cash, cards, and wallets in one place
• Build monthly and yearly budgets and watch spending as it happens
• Log income, expenses, and recurring bills in seconds
• Monitor investments, loans, savings goals, and retirement accounts
• See your net worth update in real time
• Plan loan payoff with extra payments, lump sums, and step-ups
• Split and settle shared expenses with friends and family
• Track every subscription and get reminded before renewals

ON-DEVICE AI — NOT THE CLOUD
Ask questions about your money in plain language and get answers computed locally, never sent to a server. Scan receipts, auto-categorize transactions, and surface spending insights with AI that runs on your phone.

BUILT FOR EVERY CURRENCY
Track balances across US Dollar, Indian Rupee, Euro, Pound, Yen, and more. Amounts are converted consistently wherever they're totaled, so multi-currency net worth just works — with region-aware terminology throughout.

QUICK, PRIVATE IMPORT
Add transactions in seconds: scan a receipt, share text from another app, or import bank statements via CSV and PDF. Nothing is read in the background.

PRIVACY, BY DESIGN
• No account or sign-up — open the app and start
• AES-256 encrypted, on-device storage
• Works fully offline
• Zero telemetry — nothing is collected, because there's no server to collect it
• Your data is yours to export any time

No ads. No data resale. A finance app that respects you.

Questions? Visit pocketvault.finance