Loan & Mortgage Calculator — Smart Loan Planner

Plan smarter. Borrow wiser. Save more.

Loan & Mortgage Calculator is the most complete loan management app for home loans, car loans, personal loans, and business loans. Whether you're comparing bank rates, planning a prepayment, or tracking monthly EMIs — everything you need is in one place.

POWERFUL EMI CALCULATOR

Calculate your Equated Monthly Installment instantly. Enter your loan amount, annual interest rate, and tenure — and get a full picture in seconds:

Monthly EMI amount
Total interest payable
Total payment (principal + interest)
Complete amortization schedule — month by month
Supports all major currencies: PKR, INR, BDT, USD, CAD, GBP, AED, SAR and more.

LIVE BANK INTEREST RATES

Why guess when you can compare? Browse real-time interest rates from leading banks across 8 countries:

Pakistan — HBL, MCB, UBL, Meezan Bank, Bank Alfalah
India — SBI, HDFC, ICICI
Bangladesh — BRAC, Dutch-Bangla, Islami Bank, Eastern Bank, Standard Chartered
USA — Chase, Wells Fargo, Bank of America
Canada — RBC, TD Bank, Scotiabank
UK — Barclays, HSBC, NatWest
UAE — Emirates NBD, Abu Dhabi Islamic Bank
Saudi Arabia — Al Rajhi Bank, Saudi National Bank
Filter by country and loan type. Tap "Use Rate" to instantly calculate your EMI with that bank's rate — no typing required.

PREPAYMENT IMPACT CALCULATOR

Making a lump-sum prepayment? See exactly how it benefits you with two simulation modes:

Reduce Tenure — keep the same EMI, pay off your loan years earlier
Reduce EMI — keep the same tenure, lower your monthly payment
See interest saved and months cut — before you commit.

SAVE AND COMPARE LOAN SCENARIOS

Save unlimited loan calculations with custom names. Compare a 5-year vs 10-year home loan. Save aggressive and conservative car loan scenarios side by side. Load any saved calculation back into the calculator with one tap.

LOAN TRACKER

Turn saved loans into active tracking:

Monitor repayment progress with a visual progress bar
Mark EMIs as paid — month by month
Track total paid, remaining principal, and next due date
Set EMI reminder notifications so you never miss a payment
See milestones at 25%, 50%, 75%, and loan completion
SMART EMI REMINDERS

Set due date reminders for each loan. Get notified 3 days before your EMI is due — right on your device, with no account needed.

BUILT FOR MULTIPLE MARKETS

Multi-currency support
Multiple loan types: Home, Car, Personal, Business
Country-specific bank rates from 8 countries
Clean, distraction-free interface
YOUR DATA STAYS YOURS

All loan data is stored locally on your device. No account required. No financial data is uploaded or shared. Simply uninstall to erase everything.

WHY USERS LOVE IT

No login or registration required. Works offline for all calculations. Instant EMI results with no wait. Real bank rates from 8 countries. Free to use.

Perfect for home buyers, car loan applicants, students planning education loans, business owners evaluating financing options, and anyone who wants to make smarter borrowing decisions.

Download Loan & Mortgage Calculator free today and take control of your loans.