1. Virtual Accounts
Easily manage and operate your virtual accounts with Nearpays. Receive and transfer funds securely, with full control over your transactions.

2. Send and Receive Money
Send and receive money quickly and securely to friends, family, and business partners. With our advanced encryption technology, your transactions are always safe.

3. Spend Globally with Virtual Dollar Card
Access global markets effortlessly with our virtual dollar card. Make online purchases, pay for subscriptions, and manage your international transactions seamlessly.

4. USD/NGN Savings
Save in USD or NGN and earn competitive interest rates. Nearpays helps you build healthy savings habits with 2% monthly interest on your savings, ensuring your financial goals are within reach.

5. USSD Payments
Receive payments with ease using our in-app USSD feature. Generate a code and get paid instantly, even without an internet connection.

6. Virtual POS
Accept card payments directly from your phone with Nearpays Virtual POS. Activate your NFC feature and receive payments in seconds—no additional hardware is needed.

7. Bill Payment
Pay all your bills effortlessly using Nearpays. We support payments for major electricity providers, including Abuja DISCO, Benin DISCO, EKEDC, Enugu DISCO, Ibadan DISCO, IKEDC, Kaduna prepaid & postpaid, Kano DISCO, PHC DISCO, and Yola DISCO.

8. Airtime and Data Purchase
Buy airtime and data for yourself and your loved ones. We support MTN, GLO, Airtel, and 9mobile, making it easy to stay connected.

9. Get Notified Instantly
Receive instant notifications for all your transactions, helping you stay on top of your finances.

Security You Can Trust
Nearpays is PCI DSS certified, offering you peace of mind with every transaction. Our app employs top-tier encryption to keep your data and transactions secure.