Egen — Personal Finance

Take control of your money with Egen, a private, local-first personal finance app that helps you track your wealth, plan your goals, and understand your financial future — all without an account, a subscription, or a server holding your data.

Egen is built on a simple principle: your financial life is yours alone. Every figure you enter stays on your device. There is no sign-up, no cloud account, and no tracking. You own your data, completely.

WHY EGEN

• Truly private — all data is stored locally on your device, never on our servers.
• No account required — open the app and start immediately.
• Works your way — adapts to your region, currency, and number format.
• Honest projections — financial math is computed transparently, not guessed.

EVERYTHING IN ONE PLACE

Track the full picture of your finances across clear, focused sections:

• Income — record your earnings from every source.
• Expenses — monitor spending and recurring costs, including loans and EMIs.
• Assets — log property, vehicles, valuables, and more.
• Investments — track SIPs, mutual funds, equities, and long-term holdings.

A unified dashboard brings it all together into a single, real-time view of your net worth, complete with charts and a month-by-month breakdown.

PLAN GOALS WITH CONFIDENCE

Set financial goals — retirement, a home, education, or a major purchase — and link them to the investments and assets funding them. Egen goes beyond a simple progress bar:

• Monte Carlo simulations run thousands of randomized market scenarios to show the real probability of reaching each goal.
• Confidence bands reveal the likely range of outcomes, not just a single optimistic line.
• Actionable levers show exactly how much more to save, or how much longer to wait, to raise your odds.

SEE YOUR FINANCIAL FUTURE

• A net-worth projection fan visualizes where your wealth could be in the years ahead.
• Return reality-checks compare your assumptions against long-run market benchmarks, flagging plans that may be too aggressive.
• Inflation-aware figures express growth in real, purchasing-power terms.

INTELLIGENT INSIGHTS (OPTIONAL)

Connect your own AI provider key to unlock a conversational assistant and personalized insights. Ask questions about your finances in plain language, get tailored recommendations, and propose changes you review before applying. Every figure the assistant cites is automatically verified against your real data. This feature is entirely optional — Egen works fully without it.

BUILT FOR FAMILIES

Manage finances for the whole household with multiple profiles. Each family member gets their own separate, private financial space, switchable in a tap — all within the same app.

REGION-AWARE FROM THE START

Egen adapts to where you are. Choose your region on first launch to set sensible defaults for currency and formatting, and optionally load realistic sample data to explore every feature before entering your own.

YOUR DATA, YOUR CONTROL

• Encrypted backups — export an encrypted snapshot of all your data, protected by a passphrase only you know.
• Easy restore — bring your data back anytime, on any device.
• Secure sharing — move your data to another device with an encrypted link. Your passphrase never leaves your device, and we never see your information.

DESIGNED TO BE CLEAR

Egen presents your finances with the calm, considered clarity of a private banking statement — uncluttered, readable, and focused on what matters. No ads. No noise. Just your money, clearly.

START TODAY
Whether you are building your first budget, planning for retirement, or simply seeking a clear view of where you stand, Egen gives you the tools to manage your money with confidence and complete privacy.

Download Egen and take ownership of your financial future.