A smart SMS messaging app for texts, OTPs, bank alerts, and a cleaner inbox.

Messages: AI Text SMS is a default SMS app. Send and receive text messages on your SIM, sort chats automatically, copy OTPs in one tap, and turn bank / UPI SMS into spending — privately on this phone. No account. No cloud upload.

Set it as your default SMS app so new messages, replies, and notifications stay in one place.

SMART INBOX
Personal chats, bank SMS, OTPs, offers, and delivery updates sit in their own lanes. Search names or message text. Star what matters, archive the rest, or block a sender when you choose.

TEXT SMS & CHAT
Full SMS and MMS messenger: compose, reply, forward, share, and dual-SIM sending. Pick a SIM before you send. Voice typing is available when you allow the mic. Quick replies help you answer common texts faster.

OTP & SECURITY CODES
Login and bank OTPs are detected from SMS so you can copy the code without digging through the thread.

EXPENSES FROM BANK SMS
UPI, debit, credit, and bank alerts become a simple money view. See spend and credits from the texts you already get — no extra finance app, no bank login.

DEALS, DELIVERIES & REMINDERS
Promo SMS is collected into deals and coupon codes.
Courier and order texts are grouped by tracking ID.
Bill, recharge, and travel dates become local reminders that return after reboot.

SPAM & TRUST
Suspicious wording is flagged and kept quieter in notifications. Senders are never auto-blocked. You review, then block only if you want.

PRIVATE ON YOUR PHONE
SMS, contacts, expenses, deals, and reminders stay on the device. Sorting runs on-device. This app does not upload your messages.

WHY PEOPLE SWITCH
• Default SMS replacement with a calmer inbox
• Text messages and OTP copy in one app
• Bank SMS expense tracking for UPI and cards
• Offers, deliveries, and bill reminders from SMS
• Dual-SIM, search, star, archive, and block
• No login, no ads on your message content, no server sync

HOW TO START
1. Install Messages: AI Text SMS
2. Set it as the default SMS / messaging app
3. Allow SMS and Contacts so threads and names can load
4. Open Inbox — recent chats appear first, older SMS fills in the background

SMS permission is required because this is a messaging app: it must send, receive, and display your text messages. Contacts permission is used to show names. Phone permission is only for dual-SIM sending. You can revoke any permission in Android settings.

Extracted OTPs, amounts, deals, and tracking details can be wrong. Always open the original SMS before you pay, tap a link, or share a code.

Messages: AI Text SMS — a private text SMS app with a smart inbox, OTP copy, and expenses from bank messages.