Budget for Tomorrow, Today.

BetterBudgets is a budget planner and debt payoff app built around one idea: your budget should work toward your future, not just track your past.

Most budgeting apps connect to your bank and show you what you've already spent. BetterBudgets is different. You enter your income, bills, and debts, and our algorithm builds up to 5 personalized budget plans, projecting your financial future up to 10 years out, in under 10 seconds.

No bank account access. No syncing. No privacy risks.

HOW FUTURE-BASED BUDGETING WORKS
Our hand-built algorithm uses your real numbers to generate multiple debt payoff scenarios side by side. See exactly how much sooner you could be debt-free if you redirect just a little more each month. Pick the budget plan that fits your life and follow it paycheck by paycheck.

This is Future-Based Budgeting: a method designed to help you stop reacting to your finances and start planning toward a goal.

WHAT YOU GET
• Up to 5 personalized budget plans, generated in seconds
• Paycheck budgeting: tick off bills as they land, check by check
• Coming Up: the next bills across the paychecks ahead, so nothing lands by surprise
• Debt payoff timelines up to 10 years out
• An Analyze dashboard: income, expenses, net worth and savings over time
• Every financial calculator you need: early mortgage calculator, auto loan, student loan, debt payoff, debt consolidation, 401K, emergency fund, and more
• Canvas: freehand your financial ideas, with a calculator built in
• A Budget Archive that keeps every plan you've ever built
• A Library of money guides, articles, and video series

KNOW BEFORE YOU COMMIT
Thinking about a big purchase? Add it to your budget and see exactly what it does to your plan before you sign anything.

YOUR DATA STAYS YOURS
BetterBudgets never asks for your bank login, SSN, or credit card. We collect only what you enter manually. Your financial data is not sold, shared, or used for advertising.

FREE TO START
Download free and build your first budget today. The Free plan includes the Budget Builder, paycheck-by-paycheck tracking, core dashboard tiles and charts, every calculator, and the Library.

Upgrade to Thrive for every plan the Builder generates, the reasoning behind your recommended plan, the full Analyze dashboard, editing amounts as you go, your whole Archive with restore, and Canvas.

Thrive is available monthly and annually. Payment is charged to your Google Play account. Subscriptions renew automatically unless canceled at least 24 hours before the period ends; manage or cancel in your Google Play subscription settings.

BetterBudgets. Built for where you want to go.

Terms of Use: https://www.betterbudgets.io/terms-of-service
Privacy Policy: https://www.betterbudgets.io/privacy-policy