CreditMaxer teaches you how US credit works, shows you the moves that raise your score, and keeps track of what's due so nothing slips.

HOW IT HELPS
• Credit coaching: a clear action list built from your own cards and loans, including when to pay so the right balance reports and which card to leave a small balance on.
• Reminders: push notifications before due dates and statement closings, at the hour you choose.
• Card Hub: card recommendations based on your actual spending, on math instead of marketing.
• Loan Hub: compare published rates for auto loans, mortgages, and personal loans from banks, online lenders, and credit unions.
• Crash course: short lessons on scores, utilization, inquiries, and how credit reports work.
• Assistant: ask credit questions in plain English and get straight answers.

PRIVATE BY DESIGN
• Bank connections run through Plaid and are read-only. CreditMaxer cannot move money or open accounts.
• We never pull your credit report. Scores are the ones you enter.
• No ad networks, no analytics or session-replay software.
• Delete your account any time from Settings.

PERSONAL LOAN DISCLOSURES
CreditMaxer is not a lender and does not make loans or credit decisions. The Loan Hub lists personal loans offered by third-party lenders, and each lender sets its own rates, fees, and terms.
• Repayment periods: 4 to 180 months, depending on the lender and loan.
• APR: 5.96% to a maximum of 35.99%. No personal loan shown in the app has an APR of 36% or more.
• Representative example: a $10,000 loan with no origination fee, repaid over 36 months at 15.99% APR, costs $351.52 a month, $12,654.72 in total ($2,654.72 in interest).
Your actual rate and terms depend on the lender and your credit. Lender links go directly to each lender's website.

Privacy policy: https://www.creditmaxer.ai/privacy