Earn income through investments usually reserved for institutional investors and high-net-worth individuals. Create your wealth with Indemo — the smart way to invest in Spanish real estate debt. With Indemo, you gain access to high-quality Property-Backed Notes linked to non-performing loans secured by Spanish real estate. We acquire these loans directly from banks at significant discounts, creating a built-in margin of safety.

Why investors choose Indemo:

- Target ~15.1% average annual return on carefully selected assets
- Real collateral — every Note is backed by tangible Spanish property
- Deep discount safety margin (typically 30-50% below market value)
- Start investing with as little as €10
- Zero platform fees for investing, holding, deposits, or withdrawals
- Full transparency — view properties, valuations, and recovery progress in the app
- EU-regulated investment firm authorized by the Central Bank of Latvia and compliant with MiFID II
- Investor Compensation Scheme up to €20,000

Whether you want to protect your savings from inflation, find a calm alternative to low bank deposits, or diversify into professional real-estate debt — Indemo gives everyday people access to institutional-grade opportunities. No hype. No daily stress. Just rational, collateral-secured investing in real assets. Your capital works quietly while you live your life.

Key features in the app:

- Browse and invest in new Notes
- Track your portfolio and returns in real time
- View detailed property information, maps, and independent valuations
- Secure login with biometrics
- Transparent performance history

Investing involves risks. The value of your investment can go up as well as down. You could lose some or all of the invested money. Past performance is not a guarantee of future results. Indemo is a regulated investment firm. Please read the risk warnings and Note terms carefully before investing.