PennyHelm puts you in control of your personal finances with a clean, intuitive dashboard that brings together everything you need to manage your money.

Budgeting Made Simple
Create custom budget categories, set spending limits, and track where your money goes. PennyHelm automatically calculates your remaining balance so you always know where you stand.

Bill Tracking & Reminders
Never miss a payment again. Add your recurring bills, track due dates, and mark them as paid. Link bills to accounts and debts to see the full picture of your obligations.

Debt Payoff Planning
Track credit cards, loans, and other debts in one place. See your total debt at a glance, monitor balances, and watch your progress as you pay them down.

Savings Goals
Set savings targets and track your progress toward each one. Whether it's an emergency fund, vacation, or big purchase — stay motivated with visual progress tracking.

Account Management
Add your bank accounts, credit cards, and cash accounts. Connect them to your bills and debts for a complete view of your financial life.

Household Sharing
Managing finances with a partner? Invite household members to share a single financial dashboard so everyone stays on the same page.

Bank Connection
Securely link your bank accounts to automatically import balances and keep your financial snapshot up to date.

Key Features:
• Interactive dashboard with income, expense, and balance summaries
• Custom budget categories with spending tracking
• Bill management with due date tracking
• Debt tracking with payoff progress
• Savings goals with visual progress bars
• Multiple account support (checking, savings, credit cards, cash)
• Household sharing for couples and families
• Secure bank connection via Plaid
• Data export capabilities
• Works offline with local data storage
• Dark-friendly clean interface

Your Privacy Matters
PennyHelm takes your financial privacy seriously. Your data is encrypted and securely stored. You can delete your account and all associated data at any time from the app settings or at https://pennyhelm.com/delete-account.

Start taking control of your money today with PennyHelm.