KoboVault is a simple money app for everyday life in Nigeria. Send money, pay bills, buy airtime and data, and keep track of every naira — all from one place, on any network, at any hour.

MOVE MONEY IN SECONDS
Send to any KoboVault user instantly with just their phone number, or transfer to any Nigerian bank account. Transfers go through day and night, including weekends and public holidays.

FUND YOUR WALLET YOUR WAY
Top up from your bank account, by card, or by sending money to your own dedicated account number. Your balance is ready the moment the money lands.

AIRTIME, DATA AND BILLS
Buy airtime and data for MTN, Glo, Airtel and 9mobile in a couple of taps. Pay for electricity, cable TV and other everyday bills without leaving the app. Save the numbers and meters you use most so the next payment takes seconds.

BUILT TO BE SAFE
Sign in with a PIN, fingerprint or face unlock. Every transaction is confirmed before it leaves your wallet, and your data is encrypted in transit and at rest. If something looks wrong, you can freeze your account from your phone.

SEE WHERE YOUR MONEY GOES
Every payment lands in a clear, searchable history with a receipt you can share. Get an alert the moment money comes in or goes out, so nothing takes you by surprise.

MADE FOR REAL NETWORKS
KoboVault is built to stay usable on a slow connection and to recover cleanly when the network drops mid-payment. Your transaction status is always the truth, not a guess.

WHY PEOPLE USE KOBOVAULT
- Instant transfers to KoboVault users and to any Nigerian bank
- Airtime and data for every major network
- Electricity, TV and everyday bill payments
- Clear receipts and a full transaction history
- PIN and biometric protection on every session
- Simple, readable pricing with no hidden charges

GETTING STARTED
1. Download KoboVault and sign up with your phone number.
2. Verify your identity to activate your wallet.
3. Add money and make your first transfer.

We are building KoboVault in the open and we listen. If something is missing or broken, tell us — support is in the app, and we read everything.

Support: support@kobovault.com
Privacy Policy: https://kobovault.com/privacy
Terms: https://kobovault.com/terms