Limiar is a global account for people who live, work and invest across countries. Dollars, euros and stablecoins brought together in a single app, with the composure of a financial institution and the clarity of infrastructure built for the world.

Dollar and euro accounts
US bank details for receiving ACH and wire transfers, and an IBAN for receiving SEPA transfers. Incoming funds are converted into stablecoins and become part of the account balance.

Stablecoins as infrastructure
The balance is held in stablecoins, in a self-custodial wallet created on the device itself. The private keys remain under the customer's control; Limiar has no access to them.

Currency exchange
Conversion between the account's currencies, with the rate shown before confirmation.

Transfers
Transfers to bank accounts via ACH, wire and SEPA, and stablecoin transfers to digital wallets. Deposits of USDC, USDT and EURC. The destination and amounts are shown before every confirmation.

Render
The dollar balance can be placed in Render to earn yield. The rate is variable, returns are not guaranteed, and the product is governed by its own terms.

Security
Access protected by the device's biometrics or screen lock, with a new confirmation for every transaction. Opening an account includes the identity verification required by regulation.

Statements, receipts and support
A full statement, a receipt for every transaction and support inside the app.

Limiar is a product of Limiar LLC, a company incorporated in the United States and registered with FinCEN as a Money Services Business (MSB No. 31000337713928). Limiar is not a bank, and balances held in stablecoins are not bank deposits. Availability of services depends on the country of residence, identity verification and acceptance of the Terms of Service and the Privacy Policy.