🐷 OinkOink Money Manager is a private expense tracker, budget planner and personal finance app built for your money goals in Singapore.

Reach FIRE, work towards financial independence, save for your BTO, build an emergency fund or plan monthly DCA investments. OinkOink turns your financial goals into everyday money habits — without linking your bank account.

🇸🇬 BUILT FOR YOUR MONEY GOALS

🔥 Working towards FIRE or early retirement?
🏠 Saving for your BTO or future home?
📈 Setting aside money for DCA investments?
💰 Building an emergency fund or savings goal?
🎯 Trying to improve your savings rate?
💸 Wondering where your money goes every month?

OinkOink gives you a simple money management system to track the numbers behind your goals.

📊 TRACK INCOME & EXPENSES

Log daily transactions in seconds with the item, amount, category and notes.

Track food, transport, shopping, bills, subscriptions, investments and monthly expenses so you can see exactly where your money goes.

📁 GROUPS & CATEGORIES

Create customizable Groups and Categories that fit your life.

Organize spending around groceries, dining, transport, shopping, bills, entertainment, BTO savings, emergency funds, investments, DCA contributions or any other financial goal.

🔁 RECURRING TRANSACTIONS

Set recurring transactions for salary, rent, bills, subscriptions, savings contributions, DCA investments and other recurring expenses.

Set them once and OinkOink keeps your records consistent, even when you forget to log for a few days.

📈 VISUAL MONEY INSIGHTS

Understand your spending habits with six visual views:

• By Category
• By Group
• Monthly Trend
• Net Flow
• Money Flow
• Cash Flow Gauge

See your income vs expenses, monthly cash flow, spending patterns and savings rate at a glance.

Strong saver? The Cash Flow gauge includes a FIRE Level tier for high savings rates as you work towards financial independence.

💰 BUDGETS & SAVINGS GOALS

Set category budgets for food, shopping, entertainment or everyday spending.

Allocate money towards your BTO, emergency fund, DCA investments or other savings goals.

See how much you've spent, what's left and whether you're staying within your monthly budget.

💱 SGD & MULTIPLE CURRENCIES

Track and budget in Singapore dollars (SGD) or choose another currency.

Perfect for everyday Singapore expenses while keeping your money management flexible.

🔔 BUILD BETTER MONEY HABITS

Optional daily reminders help you remember to track expenses and stay aware of your spending.

Understanding your spending patterns can help you control overspending, stick to your budget and build stronger saving habits.

🔒 100% PRIVATE. 100% OFFLINE.

Your financial information belongs to you. OinkOink stores your data locally on your device.

✓ No account required
✓ No login
✓ No bank linking
✓ No financial data uploaded to our servers
✓ Works offline

Your income, expenses, budgets and financial goals stay on your phone.

💾 BACKUP & RESTORE

Export your data using CSV backup and restore.

Keep control of your financial records without depending on a cloud account.

🌓 LIGHT & DARK MODE

Choose light, dark or system theme.

🐷 WHY OINKOINK?

OinkOink isn't an investment trading app or bank. It's the money management system behind your goals.

Track expenses.
Plan your monthly budget.
Control spending.
Build an emergency fund.
Allocate money for DCA investments.
Save for your BTO.
Improve your savings rate.
Work towards FIRE, financial independence and financial freedom.

No complicated setup. No bank connection. Just a simple, private way to understand your money and build better financial habits.

OinkOink Money Manager is free to use with ads.

An optional $0.99/month “buy me a cup of tea” upgrade removes ads and supports independent development — never required.

🐷 Start tracking your money today and turn everyday spending into progress towards your bigger financial goals.