Invest Halal and Grow Your Wealth - Enjoy Up to 20% Profits with biniyog.io*

biniyog.io is Bangladesh's first Shariah-compliant alternative investment platform, where you can invest in real, profitable businesses - without dealing with interest (riba). Whether you’re building passive halal income or growing your wealth ethically; biniyog.io makes it simple, easy, and transparent.

How It Works:

1. Apply for Financing:
Businesses apply to us for interest-free funding.

2. Thorough Assessment:
We conduct rigorous due diligence on all businesses, including financial checks and risk assessment.

3. Transparent Listings:
Eligible businesses are displayed with risk grades and investment details.

4. Invest & Earn:
Choose your campaigns, invest under legally binding Shariah-compliant contracts.

5. Repayments:
Businesses repay in installments, and you get your capital plus profit.

Why Choose biniyog.io?

1. 100% Halal Investments
All campaigns, contracts and transactions are Shariah-compliant following AAOIFI guidelines, with transparent details and disclosures. No interest, no compromise.

2. No Hassle, Fully Managed
We handle assessments, legal contracts, disbursements, repayments, and updates - you just decide where to invest.

3. Beat Inflation, Better than Savings
Enjoy annualized returns up to 20%*- a great alternative to traditional bank deposits and savings & schemes.- while staying halal.

4. Full Transparency at Every Step
Clear risk grades (A, B+, B) with business background, risk disclosures, contract details, and repayment schedules stated clearly in the App to help you make informed decisions.

5. Low Starting Barrier
You can begin with as low as ৳5,000 - diversify smartly, no need for large capital or complexities.

6. Track Everything
Access to your investment history, expected returns, completed repayments, and upcoming campaigns. Real-time updates on investments, repayments, and campaign performance.

Who’s It For?

- Professionals looking to grow income the halal way.
- Students eager to start small and learn about investing.
- Homemakers managing family savings.
- Retired individuals seeking reliable, halal monthly earnings.
- Anyone wanting to invest ethically and avoid riba (interest).

Security & Compliance

- Shariah Certification: Bangladesh’s first Shariah-certified fintech platform with certification from globally recognized Islamic finance scholars.

- Expert Shariah Advisory: Shariah oversight from IFA Consultancy, led by AAOIFI-certified scholars.

- Legal Contracts: All investments are made with legally binding contracts, signed digitally for every campaign.

Getting Started is Easy

- Download the app (it’s FREE!).
- Register with your phone number or email.
- Browse available investment campaigns.
- Choose your preferred campaigns, review the details thoroughly, if you get convinced, then invest.
- Track your returns and repayments directly in the app.

Need help? We’re here for you!
Reach out via Email, Facebook Chat, WhatsApp, or dedicated support channel from our App.

You’ll also find guides, FAQs, and campaign walkthroughs in the app to help you navigate every step.

At biniyog.io, we believe investing should be ethical, transparent, and rewarding. Start with as little as ৳5,000 and experience a simple, transparent, and halal way to invest. Download biniyog.io today.

Welcome to our journey of making halal finance mainstream.