Plan smarter. Invest better. Grow faster.
SIP Calculator & Planner helps you calculate SIP, Lumpsum and Step-Up SIP returns with clean charts and realistic, inflation-adjusted projections. Create goals for retirement, buying a house or any future target and see how much you need to invest monthly. The app is fast, intuitive and fully ad-free so you can plan your investments without distractions.

This app works as a SIP Calculator, Mutual Fund Calculator, Investment Calculator, Step-Up SIP Planner and Retirement Calculator, making it a complete investment planning tool for long-term wealth building.

Features

• SIP & Lumpsum Calculator – View future value with compounding to see how your investment grows over time.
• Goal-Based Investing – Plan targets like retirement, home, or education with accurate future cost estimation.
• Step-Up SIP – Increase SIP yearly for faster wealth creation as your income grows.
• Inflation-Adjusted Results – See real purchasing power of your future corpus in today’s value.
• Investment History – Save and revisit past calculations instantly.
• Modern UI + Light/Dark Mode – Clean theme with subtle color (#476279) and smooth theme switching.
• Interactive Charts – Visualize compounding growth clearly with future value projections.
• 100% Ad-Free – No clutter. No interruptions. Just pure finance tools.

Why use this app?

Most calculators only show the final amount. This one goes further — you get future value, compounding charts, inflation-adjusted returns, retirement planning support, investment projections and goal tracking in one place. Ideal for beginners and advanced investors planning SIPs or mutual funds.

What is SIP?

A SIP (Systematic Investment Plan) lets you invest a fixed amount regularly into mutual funds, helping you build wealth steadily through compounding. It's perfect for long-term investment strategies and retirement planning.

Benefits of SIP:
• Start small & grow over time
• Lower risk through rupee-cost averaging
• High long-term growth via compounding
• Tax-saving potential with ELSS schemes

Continuous Improvements

The app is updated regularly with new features like favourites, editing history, export options and advanced compounding insights. Share your feedback — your suggestions shape the next update.