Federal Retirement Planner is a private planning app for federal employees. It is not a U.S. government app and does not represent or act for OPM, the Social Security Administration or the Thrift Savings Plan.

Use it as a FERS calculator for your whole retirement picture: estimate your FERS pension, Social Security and TSP retirement income in one place, in a few minutes, with no account needed.

WHO IT'S FOR
• Federal employees covered by FERS who want a federal retirement income estimate
• Anyone approaching their MRA, early retirement or full retirement age
• Employees comparing retirement dates or TSP contribution choices
• People preparing questions for a retirement or financial planning conversation

WHAT YOU CAN DO
• Get an instant FERS pension estimate from a few answers: date of birth, years of federal service, salary and planned retirement age
• Build your full report in the app, with your income sources broken out and your projected retirement income over time
• Add your TSP balance and contributions to see how the Thrift Savings Plan fits alongside your pension and Social Security
• Optionally add a personnel document such as an SF-50 (camera, photo library or PDF), review what was read, and apply only the details you approve
• Book a free walkthrough of your report with an independent licensed professional, right from your plan
• Save your report to an account later if you want to, using an email code, Google Sign-In or Sign in with Apple
• Edit your answers at any time and see the estimate update

KEY BENEFITS
• One place for your FERS pension, Social Security and TSP planning figures
• Plain language built for federal employees, not spreadsheet jargon
• Free to use, with no in-app purchases and no ads

HOW THE FREE WALKTHROUGH WORKS
When you request a full report or book a time, we share your name, contact details, answers and estimate with an independent licensed professional, who pays us for the referral. They may offer insurance products, including annuities. Your phone number is optional. Documents you upload are never shared with professionals.

PRIVACY AND ACCOUNT HELP
• You can opt out of the sale or sharing of your information at any time: Account → Do Not Sell or Share My Personal Information
• Delete an uploaded document, or your whole account, at any time in the app
• The app contains no advertising software and sends nothing to Meta or other ad networks
• Please cover your Social Security number before uploading a document
Privacy policy: https://www.federalpensionadvisors.com/privacy-policy
Contact: info@federalpensionadvisors.com

IMPORTANT DISCLAIMERS
• Estimates are for personal planning and education only
• Not an official benefits determination from OPM, SSA or the TSP
• Not affiliated with the U.S. government, the Office of Personnel Management, the Social Security Administration or the Federal Retirement Thrift Investment Board
• Not personalized financial, tax, investment or legal advice
• Actual benefits depend on official records, elections and the rules in effect when you retire

OFFICIAL GOVERNMENT SOURCES
• OPM FERS information: https://www.opm.gov/retirement-center/fers-information
• Social Security retirement benefits: https://www.ssa.gov/retirement
• Thrift Savings Plan: https://www.tsp.gov