SayMoney is the fastest way to track your money. Just speak your spending, and our AI-powered expense tracker logs it instantly without any typing, preadsheets, or end-of-month cleanup.

The Fastest Way to Track Spending

Stop wrestling with complicated spreadsheets and manual entry apps. SayMoney is built around the most natural input method: your voice. Logging an expense or income takes just a few seconds, making it easy to capture every transaction as it happens, not hours or days later

• Speak transactions naturally in one breath, such as "eighteen dollars for lunch" or "sixty on gas".
• Let our intelligent AI parse your voice to instantly pull the amount, category, and merchant.
• Save valuable time on manual data entry and completely eliminate tedious end-of-month cleanup.
• Use your native language and currency with full support for English, French, Spanish, and Arabic.

All Your Finances in One Place

Go beyond simple logging. SayMoney provides a full suite of tools to give you a complete picture of your financial life. Organize your spending, manage debts, and handle multiple currencies with ease, all from a single, intuitive interface.

• Track spending across all your cards and accounts to see a unified view of your finances.
• Group expenses by project or trip, setting a dedicated budget for each to stay on track.
• Log money you've lent or borrowed for a purchase and settle IOUs when they are paid back.
• Manage international business or travel effortlessly with multi-currency support and daily conversion rates.
• This comprehensive expense tracker is designed to handle every aspect of your personal finances.

Clear Insights and Simple Reports

Tracking your money is only the first step. The real power comes from understanding where it goes. Our expense tracker provides clear insights that help you identify spending patterns, stick to your budget, and achieve your financial goals.
• See exactly where your money goes with clear insights and categorized summaries.
• Receive a helpful weekly recap that highlights your spending habits and financial progress.
• Export clean, professional PDF or CSV reports for your personal records or accounting in a single tap.
• Make informed financial decisions by turning your raw transaction data into actionable knowledge.

A Private Expense Tracker You Can Trust

Your financial data is personal, and we treat it that way. SayMoney was built from the ground up with privacy as a core principle. We never store your voice, and your financial data is protected with strong security measures.
• Feel secure knowing your voice clips are deleted immediately after being processed into text.
• Rest assured that only the essential text data (amount, category, note) is ever saved to your account.
• Protect your sensitive information with data encryption in transit and isolated storage for each account.
• Manage your money with a personal expense tracker that prioritizes your privacy and data security above all else.

Truly Free and Unlimited

SayMoney offers its complete feature set for free. We believe that powerful financial tools should be accessible to everyone. Our app is supported by ads, which allows us to provide a robust expense tracker experience without subscriptions or hidden costs.

• Enjoy unlimited transaction logging for both income and expenses without any restrictions.
• Create as many cards, accounts, and projects as you need to organize your finances.
• Generate and export an unlimited number of PDF and CSV reports at no cost, whenever you need them.
• Get full access to our powerful voice-activated money manager without ever hitting a paywall.

SayMoney is designed for busy professionals, students, and anyone looking for a more efficient way to manage their money. If you want to simplify your budgeting process and gain clear insights into your spending habits, this is the expense tracker for you.

Speak your expenses. We'll handle the rest